$220,000
Pending8407 Oak Jay Ln, Englewood, FL 34224
2 beds · 2 baths · 1,393 sq ft
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4686736
154 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- pond views
- screened foyer
- volume ceilings
- triple sliding glass doors
- screened lanai
- walk-in shower
- gated community
AI-selected highlights from the listing description below.
Short Sale. 2-bedroom, 2-bath home ideally situated on a peaceful pond in the highly sought-after gated community of Oyster Creek. Enter through the screened foyer and enjoy direct views through the great room and lanai to the water beyond. The home features volume ceilings and two sets of triple sliding glass doors that open to a spacious screened lanai—perfect for relaxing and taking in the surrounding wildlife. The primary suite offers a large walk-in closet and a walk-in shower. The kitchen provides ample cabinet and counter space, along with a convenient breakfast bar. Located within walking distance to the clubhouse, pool and spa, fitness center, library, bocce ball, and tennis courts. Just minutes to shopping, dining, and the beach. This property presents a great opportunity for a buyer to update and customize to their own taste.
Facts
- Property type
- Single Family Residence
- Year built
- 1993
- Bathrooms
- 2 full
- Living area
- 1,393 sqft
- Lot size
- 0.15 acres
- Waterfront
- Yes · 60 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,696/yr
- Monthly fees
- $260/mo
- Listed
- Apr 1, 2026
- MLS #
- A4686736
Price & status history
- Listed for $284,000
- Price reduced to $220,000from $230,000
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8407 OAK JAY LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,964
$1,112 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,112
- Property taxes
- $391
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $260
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,964
Over the life of the loan
- Loan amount
- $176,000
- Down payment
- $44,000
- Total interest
- $224,478
- Principal + interest paid
- $400,478
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8407 Oak Jay Ln, Englewood, FL 34224
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4686736 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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