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$515,000

Active

8418 Nandina Dr, Sarasota, FL 34240

4 beds · 2.5 baths · 2,139 sq ft

Listing courtesy of LOYD ROBBINS & CO. LLC · MLS# A4697149

126 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • lakefront homesite
  • screened lanai
  • lake views
  • first-floor primary suite
  • dual HVAC systems
  • hurricane shutters
  • two-car garage

AI-selected highlights from the listing description below.

Virtually Staged. Positioned on a lake front homesite in Palmer Lake and built in 2013, this 4-bedroom, 2.5-bathroom residence offers 2,139 square feet of living space with a first-floor primary suite, recent interior updates, and a newly screened lanai overlooking the water. Recent improvements completed between 2025 and 2026 include all new kitchen appliances, a new washer and dryer, luxury vinyl plank flooring throughout the home, updated electrical fixtures, new ceiling fans, refreshed landscaping with new mulch, a new screened lanai, and fresh interior and exterior paint. The floor plan is designed for functionality with an open-concept kitchen, dining, and living area, a pantry closet, under-stair storage, a dedicated laundry room, and an additional first-floor half bath. The kitchen features granite countertops, a center island, and brand-new appliances. The primary suite is located on the main level and includes a spacious walk-in closet and en-suite bath. Upstairs, three additional bedrooms and a full bathroom provide flexible living arrangements. Additional features include dual HVAC systems, hurricane shutters, and a two-car garage. The screened lanai provides a covered outdoor living area with lake views, maintenance free living, and fencing is permitted within the community, subject to applicable community guidelines and approvals. Located east of Interstate 75, Palmer Lake offers convenient access to shopping, dining, area beaches, and regional commuting routes. This property combines recent updates, functional living space, and a waterfront setting in a well-positioned location.

Facts

Property type
Single Family Residence
Year built
2013
Bathrooms
2 full, 1 half
Living area
2,139 sqft
Lot size
0.12 acres
Water view
Yes
Private pool
No
Exposure
West
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$4,985/yr
Monthly fees
$206/mo
Listed
Jun 23, 2026
MLS #
A4697149

Price & status history

  1. Listed for $545,000
  2. Price reduced to $515,000from $530,000

Virtual tours

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 8418 NANDINA DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,655

$2,604 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,604
Property taxes
$415
Homeowners insurance
$429
Flood insurance
$0
HOA / condo fees
$206
Mortgage insurance (PMI)
$0
Total per month
$3,655

Over the life of the loan

Loan amount
$412,000
Down payment
$103,000
Total interest
$525,483
Principal + interest paid
$937,483
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

8418 Nandina Dr, Sarasota, FL 34240

Listing courtesy of LOYD ROBBINS & CO. LLC · MLS# A4697149 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]