$16,500
Active Under Contract8439 Topeka Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6145195
75 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Community boat ramp
- Multi-use paths
- Charlotte Harbor access
- Low optional HOA fees
- No required build timeline
- Paved roads
- Private pool space
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. PRICE REDUCED! Build your custom Florida dream home or expand your investment portfolio in the highly sought-after community of South Gulf Cove! This spacious residential homesite on Topeka Circle offers a prime canvas for a single-family home with plenty of room for a private pool and outdoor living. Enjoy the convenience of public water and sewer availability along with power at the street. South Gulf Cove is a premier neighborhood featuring paved roads, multi-use paths, parks, and a community boat ramp providing access to Charlotte Harbor and the Gulf of Mexico. Located just minutes from the pristine beaches of Boca Grande and Manasota Key, world-class tarpon fishing, multiple golf courses, local dining, and shopping. With low optional HOA fees and no required build timeline, you can choose your own builder and start enjoying the Southwest Florida lifestyle today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $862/yr
- Listed
- Jul 28, 2026
- MLS #
- N6145195
Price & status history
- Listed for $18,000
- Price reduced to $16,500
- Status changed to Active Under Contract
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8439 TOPEKA CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$355
$83 of that is principal & interest. 77% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $83
- Property taxes
- $72
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $355
Over the life of the loan
- Loan amount
- $13,200
- Down payment
- $3,300
- Total interest
- $16,836
- Principal + interest paid
- $30,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8439 Topeka Cir, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6145195 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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