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$349,900

Pending

845 Benjamin Franklin Dr #402, Sarasota, FL 34236

1 bed Β· 1 bath Β· 756 sq ft

Listing courtesy of KW SUNCOAST Β· MLS# A4695523

95 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • top-floor ocean view
  • new windows
  • newer A/C
  • community pool
  • beach access across street
  • balcony

AI-selected highlights from the listing description below.

Top-Floor Ocean-View Retreat Just Steps From the Beach on Lido Key! Wake up to the beauty of Lido Key from this top-floor condo with an ocean view at The Presidential. Perfectly positioned directly across from Lido Beach, this 4th-floor, 1-bedroom, 1-bath condo offers the ideal combination of location, comfort and easy coastal living in one of Sarasota’s most iconic beachside destinations. Step inside and you are welcomed by a bright, inviting layout filled with natural light. The open living and dining area creates a comfortable space to relax after a day at the beach, while the ocean view serves as a daily reminder that you are living just steps from the Gulf. Step out onto the balcony and take in the view of the water and beach, the perfect place for morning coffee, an afternoon breeze or a quiet moment at the end of the day. The kitchen offers everyday functionality, whether you are preparing a quiet breakfast before heading to the sand, enjoying lunch between beach and pool time or winding down after an evening on St. Armands. The spacious bedroom provides a peaceful retreat, while the bath is thoughtfully positioned for comfort, convenience and easy everyday living. New windows and a newer A/C add valuable peace of mind in a beachside setting. As a top-floor residence, this condo also offers added privacy, elevated views and no neighbors above you. One of the best parts of this condo is how simple and easy it is to enjoy. The layout is comfortable and manageable, the building is easy to access and the surrounding location makes everyday living feel effortless. Whether you are heading to the beach, the pool, nearby restaurants or downtown Sarasota, everything feels close, convenient and easy to reach. The Presidential is a boutique Lido Key community with a relaxed coastal feel, community pool and unbeatable access to the beach just across the street. Start your morning with a walk along the shoreline, spend the afternoon lounging by the pool or bike over to St. Armands Circle for shopping, dining, coffee, cocktails and live entertainment. Lido Beach, South Lido Park, kayak launches, walking trails and scenic waterfront views are all close by, giving you endless ways to enjoy the outdoors. Beyond the island, downtown Sarasota is just minutes away with its award-winning restaurants, farmers market, marina, theaters, galleries, performing arts venues and year-round cultural events. From beach days and sunset strolls to dinner on the Circle and nights downtown, this location puts the very best of Sarasota living right at your fingertips. Whether you are searching for a full-time residence, seasonal retreat or lock-and-leave beach getaway, this ocean-view condo offers an incredible opportunity to own in a premier Lido Key location. This is more than a condo. It is the Sarasota coastal lifestyle you have been waiting for. Schedule your private showing today!

Facts

Property type
Condominium
Year built
1974
Bathrooms
1 full
Living area
756 sqft
Lot size
1.21 acres
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,657/yr
Monthly fees
$1,203/mo
Listed
Jun 3, 2026
MLS #
A4695523

Price & status history

  1. Listed for $369,900
  2. Price reduced to $349,900
  3. Status changed to Pending

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 845 BENJAMIN FRANKLIN DR #402. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,735

$1,769 of that is principal & interest. 53% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,769
Property taxes
$471
Homeowners insurance
$292
Flood insurance
$0
HOA / condo fees
$1,203
Mortgage insurance (PMI)
$0
Total per month
$3,735

Over the life of the loan

Loan amount
$279,920
Down payment
$69,980
Total interest
$357,023
Principal + interest paid
$636,943
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

845 Benjamin Franklin Dr #402, Sarasota, FL 34236

Listing courtesy of KW SUNCOAST Β· MLS# A4695523 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 1:51 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]