$399,000
Active8512 Cache Dr, Sarasota, FL 34240
3 beds · 2 baths · 1,619 sq ft
Listing courtesy of PLATINUM REAL ESTATE · MLS# A4695694
145 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened lanai
- walk-in pantry
- Waterdrop filtration system
- plantation shutters
- smart thermostat
- security system
- no CDD fees
AI-selected highlights from the listing description below.
Welcome to Hidden Creek, one of Sarasota's best-kept secrets—offering modern construction, low-maintenance living, low HOA fees, and NO CDD fees in an unbeatable location just minutes from Lakewood Ranch, Waterside, UTC, and I-75. Built in 2019 by M/I Homes, this meticulously maintained 3-bedroom, 2-bath villa offers 1,619 square feet of thoughtfully designed living space with upgrades throughout. From the moment you arrive, you'll appreciate the beautifully tiled front entry, attractive curb appeal, and pride of ownership that is evident in every detail. Inside, the open-concept floor plan is enhanced by elegant plantation shutters, a smart thermostat, security system, and abundant natural light. The spacious kitchen is designed for both everyday living and entertaining, featuring ample cabinetry, a walk-in pantry, and a premium Waterdrop under-sink filtration system. The seamless flow from the kitchen to the dining and living areas creates an inviting atmosphere for gatherings with family and friends. The private primary suite offers a relaxing retreat with generous closet space and a well-appointed ensuite bath, while two additional bedrooms provide flexibility for guests, a home office, or hobby room. Enjoy Florida living year-round from the screened lanai overlooking peaceful community surroundings—perfect for morning coffee, evening cocktails, or simply enjoying Sarasota's beautiful weather. Hidden Creek is a highly sought-after community known for its modern homes, community amenities, and exceptional location near shopping, dining, golf, top-rated schools, medical facilities, and the area's world-famous Gulf Coast beaches. Residents enjoy easy access to University Town Center, Waterside Place, downtown Sarasota, and everything Lakewood Ranch has to offer while benefiting from the significant savings of NO CDD fees. Eligible buyers may also qualify for Florida's Hometown Heroes Housing Program, which can provide valuable down payment and closing cost assistance for teachers, healthcare workers, first responders, military personnel, and many other workforce professionals—making homeownership even more attainable. Whether you're searching for a primary residence, seasonal retreat, or low-maintenance Florida lifestyle, this move-in-ready villa offers the perfect combination of location, upgrades, value, and peace of mind. Don't miss this opportunity to own one of the most desirable maintenance-free villas in Hidden Creek.
Facts
- Property type
- Villa
- Year built
- 2019
- Bathrooms
- 2 full
- Living area
- 1,619 sqft
- Lot size
- 0.1 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,852/yr
- Monthly fees
- $185/mo
- Listed
- Jun 4, 2026
- MLS #
- A4695694
Price & status history
- Listed for $409,900
- Price reduced to $399,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8512 CACHE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,773
$2,018 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $238
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $185
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,773
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8512 Cache Dr, Sarasota, FL 34240
Listing courtesy of PLATINUM REAL ESTATE · MLS# A4695694 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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