$199,000
Active8618 Santa Cruz Dr, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6398613
187 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Permit issued
- Build-ready lot
- Eastern rear exposure
- Charlotte Harbor access
- Public boat ramp
- Golf course proximity
AI-selected highlights from the listing description below.
INVESTOR OPPORTUNITY – ALREADY DONE: PERMIT, LAND CLEARING, ELEVATION, DIRT FILL AND STEAM WALL -- PERMIT ISSUED & BUILD-READY! Rare chance to acquire a build-ready lot in a high-demand growth market with permit already issued, saving valuable time and reducing carrying costs. All utilities are in place, allowing for a faster construction timeline and quicker path to resale or rental income. This 80 x 125 lot offers desirable eastern rear exposure and is ideally positioned near major lifestyle and recreational amenities that enhance long-term value and marketability. Enjoy access to Charlotte Harbor and the Gulf of Mexico, plus a community featuring multiple parks, playground, sidewalks, public boat ramp, and over 50 miles of navigable waterways. Strategically located 20 minutes to Boca Grande Island beaches, 15 minutes to shopping and dining, and 10 minutes to more than six semi-private golf courses. Excellent opportunity for investors, builders, or spec home developers seeking a shovel-ready project in an area with strong buyer appeal and lifestyle-driven demand.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Water access
- Canal - Brackish
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,211/yr
- Monthly fees
- $10/mo
- Listed
- Apr 24, 2026
- MLS #
- O6398613
Price & status history
- Listed for $239,000
- Price reduced to $199,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8618 SANTA CRUZ DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,401
$1,006 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,006
- Property taxes
- $184
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,401
Over the life of the loan
- Loan amount
- $159,200
- Down payment
- $39,800
- Total interest
- $203,051
- Principal + interest paid
- $362,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8618 Santa Cruz Dr, Port Charlotte, FL 33981
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6398613 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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