$649,000
Active8701 Midnight Pass Rd #304A, Sarasota, FL 34242
2 beds Β· 2 baths Β· 1,357 sq ft
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE Β· MLS# A4706193
40 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Experience the ultimate Bayfront lifestyle on Siesta Key in this turnkey furnished 2BR/2BA residence at Turtle Bay. Tucked away on the serene south end of the island, this spacious condo blends modern coastal luxury with vibrant island living. Wake up to spectacular sunrises over the Intracoastal from your private, enclosed lanai, and wind down with sunsets via deeded beach access directly across the street. The generous primary suite features a walk-in closet, and a private entrance to the lanai. An in-unit laundry room includes a full-size washer/dryer and extra storageβa rare luxury on the Key! Additional upgrades include hurricane-impact windows to perfectly frame the water views. One of the most valuable features is the private, oversized 1-car garage providing secure parking and ample gear storage. Pet-friendly Turtle Bay offers premium amenities: brand-new boat docks/slips (just $300/year and you can add your own hoist), an updated fishing pier, kayak launch/storage, heated pool/spa, lighted tennis/pickleball courts, shuffleboard, clubhouse, and grilling area. Enjoy maintenance-free ease with on-site management, secure entry, and elevators. Leave your car behind and take the free trolley to nearby Siesta Village, South Village, or Point of Rocks snorkeling. Just minutes to Stickney Point Bridge and 20 minutes to downtown Sarasota. Perfect as a full-time residence, seasonal escape, or a great investment income opportunity.
Facts
- Property type
- Condominium
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 1,357 sqft
- Lot size
- 3.53 acres
- Waterfront
- Yes Β· 300 ft
- Water access
- Bay/Harbor, Beach, Beach - Access Deeded, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,481/yr
- Monthly fees
- $880/mo
- Listed
- Sep 16, 2026
- MLS #
- A4706193
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 8701 MIDNIGHT PASS RD #304A. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,243
$3,282 of that is principal & interest. 37% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,282
- Property taxes
- $540
- Homeowners insurance
- $541
- Flood insurance
- $0
- HOA / condo fees
- $880
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,243
Over the life of the loan
- Loan amount
- $519,200
- Down payment
- $129,800
- Total interest
- $662,211
- Principal + interest paid
- $1,181,411
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8701 Midnight Pass Rd #304A, Sarasota, FL 34242
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE Β· MLS# A4706193 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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