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Lasbury Tracy Realty Inc
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$500,000

Active

8773 Midnight Pass Rd #302G, Sarasota, FL 34242

2 beds Β· 2 baths Β· 1,303 sq ft

Listing courtesy of REALTY ONE GROUP ADVANTAGE Β· MLS# TB8567269

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

WELCOME TO PARADISE AT ISLAND REEF! This beautiful condo at 8773 Midnight Pass Road, Unit 302-G, is your opportunity to experience the ultimate Siesta Key lifestyle! Located in the desirable Island Reef community, this incredible Gulf-to-Bay property offers the perfect combination of island charm, relaxation, and resort-style living. Enjoy an amazing selection of community amenities, including two heated swimming pools, private beach access, tennis and pickleball courts, a fitness center, clubhouse, game room, library, shuffleboard, boat docks, fishing pier, kayak launch, and grilling areas! There's always something to enjoy, whether you're soaking up the Florida sunshine, getting out on the water, staying active, or simply relaxing with friends and neighbors. And the location? Absolutely fantastic! Just moments from beautiful beaches, wonderful restaurants, shopping, parks, and everything that makes Siesta Key one of Florida's most desirable destinations. Whether you're searching for your forever home, a seasonal escape, or your own tropical getaway, this is an opportunity to make those Florida dreams come true. At Island Reef, every day feels like a vacation! Come see why you'll want to call this incredible community HOME!

Facts

Property type
Condominium
Year built
1981
Bathrooms
2 full
Living area
1,303 sqft
Lot size
6.31 acres
Private pool
No
Exposure
Northwest
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,030/yr
Monthly fees
$1,033/mo
Listed
Nov 12, 2026
MLS #
TB8567269

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 8773 MIDNIGHT PASS RD #302G. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,314

$2,528 of that is principal & interest. 41% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,528
Property taxes
$336
Homeowners insurance
$417
Flood insurance
$0
HOA / condo fees
$1,033
Mortgage insurance (PMI)
$0
Total per month
$4,314

Over the life of the loan

Loan amount
$400,000
Down payment
$100,000
Total interest
$510,178
Principal + interest paid
$910,178
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

8773 Midnight Pass Rd #302G, Sarasota, FL 34242

Listing courtesy of REALTY ONE GROUP ADVANTAGE Β· MLS# TB8567269 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Nov 13 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 12, 2026, 7:04 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]