$295,000
Active Under Contract8776 Saint Kitts Cir, Englewood, FL 34224
3 beds · 2 baths · 1,422 sq ft
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4707132
3 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Welcome to easy coastal living in Island Lakes at Coco Bay! Located just 6 miles from the beach in Flood Zone X500, this like-new beautiful, low-maintenance villa shows like a model and offers the ultimate Florida lifestyle without the burden of heavy upkeep. Curb appeal abounds with a paver driveway and $10,000 in professionally upgraded landscaping in your tropical oasis with an extended screened lanai. Step inside to a bright, open-concept floor plan designed with continuous 18" tile flooring running throughout—absolutely NO carpet for effortless style and easy cleaning. Natural light fills the home through high-efficiency impact windows, offering peace of mind in storm season and energy savings. The spacious kitchen features quartz countertops, 42 inch upper cabinets, and stainless steel appliances, plus an indoor laundry room. This home is move-in ready. Island Lakes at Coco Bay is a gated community offering low HOA fees that cover lawn care, irrigation, and high-speed internet. Enjoy resort-style amenities including a pool, fitness center, pickleball courts, playground, and golf cart-friendly streets just minutes from beaches, boating, dining, and shopping. Schedule your private showing today!
Facts
- Property type
- Villa
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,422 sqft
- Lot size
- 0.14 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $5,443/yr
- Monthly fees
- $253/mo
- Listed
- Sep 22, 2026
- MLS #
- A4707132
Price & status history
- Listed for $295,000
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8776 SAINT KITTS CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,444
$1,492 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,492
- Property taxes
- $454
- Homeowners insurance
- $246
- Flood insurance
- $0
- HOA / condo fees
- $253
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,444
Over the life of the loan
- Loan amount
- $236,000
- Down payment
- $59,000
- Total interest
- $301,005
- Principal + interest paid
- $537,005
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8776 Saint Kitts Cir, Englewood, FL 34224
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4707132 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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