$575,000
Active Under Contract8779 Midnight Pass Rd #401H, Sarasota, FL 34242
2 beds · 2 baths · 1,485 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4661131
406 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Bay views
- Laundry in residence
- Office space
- Partially furnished
- Carport
- Boat docks with lifts
- Heated pools
- Complimentary trolley to beach
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. ENJOY THE BAY VIEWS FROM THIS UPDATED HOME! Kitchen with Granite countertop, Laundry in Residence, office space off foyer. Partially Furnished! Carport! Island Reef is a serene waterfront community, one of the few Gulf to Bay community that offers many desirable amenities including: Beach, Boat Docks (lifts allowed) two lit tennis courts, pickleball, 2 fitness rooms, Kayak Storage, Library, Billiards, game room, clubhouse, two heated pools and Gas Grills, PET FRIENDLY! Tropical Gardens add to the appeal of Island Reef and this wonderful community is close to two of Siesta Key’s popular restaurants. Complimentary trolley to Siesta Beach, Siesta Village for dining, shopping, ice cream, mini donuts, cute brunch spots and dancing and live music every night of the week!
Facts
- Property type
- Condominium
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 1,485 sqft
- Waterfront
- Yes · 800 ft
- Water access
- Bay/Harbor, Beach, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,969/yr
- Monthly fees
- $1,033/mo
- Listed
- Aug 5, 2025
- MLS #
- A4661131
Price & status history
- Listed for $595,000
- Price reduced to $575,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8779 MIDNIGHT PASS RD #401H. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,834
$2,908 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,908
- Property taxes
- $414
- Homeowners insurance
- $479
- Flood insurance
- $0
- HOA / condo fees
- $1,033
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,834
Over the life of the loan
- Loan amount
- $460,000
- Down payment
- $115,000
- Total interest
- $586,705
- Principal + interest paid
- $1,046,705
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8779 Midnight Pass Rd #401H, Sarasota, FL 34242
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4661131 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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