$85,000
Active8864 Bay St, Placida, FL 33946
0.11 acre lot
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# C7522485
244 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- cleared and build-ready lot
- bridge-less barrier island
- boat-accessible only
- community dock
- gulf-to-bay living
- golf-cart-friendly community
- unspoiled Gulf shoreline
AI-selected highlights from the listing description below.
Welcome to the kind of ISLAND LIFESTYLE most people only experience on vacation — except this time, it can be yours to build. On the secluded shores of Little Gasparilla Island, this 100’ x 50’ cleared and build-ready lot offers the rare opportunity to create your custom retreat on a bridge-less barrier island accessible only by boat. Tucked near the end of Bay Street and framed by palm trees, the setting feels serene, peaceful, and perfectly positioned for true coastal living. Enjoy convenient bay access just steps away at the community dock (available with a low annual HOA cost) and take a short stroll to the epic beach access for miles of unspoiled Gulf shoreline. Here, you truly experience gulf-to-bay living - sunrise over the bay, sunset over the Gulf - all in one extraordinary location. This golf-cart-friendly community embraces a slower pace where neighbors wave, shelling is a daily ritual, and memories are measured in boat rides, fishing trips, and barefoot beach walks. No bridges. No traffic lights. Just island air and endless horizon. If you’ve been waiting for the right canvas to design your dream home in a setting that feels worlds away — this is your chance to claim your piece of island paradise and start living the life others only dream about.
Facts
- Property type
- Land
- Lot size
- 0.11 acres
- Water access
- Bay/Harbor, Beach - Access Deeded, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Exposure
- Southeast
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $733/yr
- Listed
- Feb 26, 2026
- MLS #
- C7522485
Price & status history
- Listed for $85,000
- Status changed to Active
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8864 BAY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$691
$430 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $430
- Property taxes
- $61
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $691
Over the life of the loan
- Loan amount
- $68,000
- Down payment
- $17,000
- Total interest
- $86,730
- Principal + interest paid
- $154,730
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8864 Bay St, Placida, FL 33946
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# C7522485 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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