$350,000
Pending9151 Melody Cir, Port Charlotte, FL 33981
3 beds · 3 baths · 2,522 sq ft
Listing courtesy of EXP REALTY LLC · MLS# D6142925
363 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront community
- separate office/den
- screened lanai
- inground pool
- new roof
- new A/C
- gulf-access community
AI-selected highlights from the listing description below.
Short Sale. SHORT SALE! NEW PRICE! Looking for your Florida dream home? This spacious, well-maintained 3 bed, 3 bath PLUS office PLUS flexspace home with 2,522 sq ft under air offers comfort, style, and the laid-back coastal lifestyle Florida is known for. Set on a private 10,000 sq ft lot in the popular waterfront community of South Gulf Cove, this home combines quality upgrades with the perfect location for enjoying year-round sunshine. Built in 2007, the home features exterior stacked stone accents and a charming covered front porch to add to the curb appeal. Inside, you'll love the luxury vinyl plank flooring throughout and a flexible layout that includes a separate office/den with French glass doors, an additional flex space and a formal dining room – ideal for hosting guests or family gatherings. The beautifully updated kitchen is a true standout with white shaker cabinets, quartz countertops, stainless steel appliances, subway tile backsplash, a large center island with contrasting cabinetry, recessed lighting, and designer pendant lights. The open-concept design flows into a large family room with a shiplap accent wall and casual dining space, perfect for everyday living. New impact glass sliders lead out to a screened lanai with cedar plank flooring, offering a peaceful spot to enjoy your morning coffee or Florida evenings overlooking the pool. The split floor plan gives privacy to the spacious primary suite, which features its own shiplap detail and a stunning en-suite bath with a huge tiled walk-in shower with dual rain heads, seamless glass doors, and extra tower cabinetry. Bedrooms 2 and 3 are located on the opposite side of the home and share a unique flex space – ideal as a playroom, teen lounge, homework area, or in-law suite. All bathrooms have been tastefully updated with floor-to-ceiling tile and granite or quartz countertops. The fully fenced backyard is a private oasis with a gorgeous inground pool and paver deck added in 2023 – perfect for cooling off on hot days or entertaining friends and family. Recent upgrades include a new roof (2022) and new A/C (2021), giving peace of mind and energy efficiency. Located on a quiet, low-traffic circular street across from waterfront homes, this home offers a tranquil setting without sacrificing convenience. South Gulf Cove is a sought-after Gulf-access community with an optional HOA and a laid-back, active Florida lifestyle. Residents enjoy a private boat ramp, multiple parks, walking paths, and a community center with events and social activities. Boating, fishing, kayaking, and enjoying the Gulf beaches are all just minutes away. In this location, you are close to everything - beaches, Boca Grande, Wellen Park, Spring Training stadiums (Braves and Rays), golf, boating, trails, shopping and restaurants. Whether you're relocating, retiring, or looking for your own piece of paradise – this home checks all the boxes. Don’t miss this opportunity to enjoy Florida living at its finest!
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 3 full
- Living area
- 2,522 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,568/yr
- Monthly fees
- $10/mo
- Listed
- Jun 23, 2025
- MLS #
- D6142925
Price & status history
- Listed for $499,000
- Price reduced to $350,000from $375,000
- Status changed to Pending
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9151 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,702
$1,770 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,770
- Property taxes
- $631
- Homeowners insurance
- $292
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,702
Over the life of the loan
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest
- $357,125
- Principal + interest paid
- $637,125
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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9151 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of EXP REALTY LLC · MLS# D6142925 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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