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$109,250

Active

9270 Melody Cir, Port Charlotte, FL 33981

0.23 acre lot

Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6139484

687 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Quick water access
  • Non-scrub-jay zone
  • City water and sewer
  • Saltwater canal views
  • Charlotte Harbor proximity
  • Boat docking capability

AI-selected highlights from the listing description below.

Quick Access to Open Water in South Gulf Cove! This vacant lot checks all the boxes for your dream Florida waterfront property: QUICK ACCESS to open water, NON-SCRUB-JAY zone (per county map), and CITY WATER & SEWER! Located in the South Gulf Cove community, this lot offers the perfect blend of convenience and opportunity. Surrounded by beautiful custom homes, this property is ready for you to build your own slice of paradise. Imagine waking up in your waterfront home with views of the saltwater canal and your boat docked right in your backyard. With this location, your boating dreams come true! Step out, hop on your boat, and enjoy FAST ACCESS to Charlotte Harbor and the Gulf of Mexico. Whether you're cruising, fishing, or heading to the world-famous Tarpon waters of Boca Grande Pass, this lot puts you close to it all. Ready to build? With over 20 years of experience in new construction, we can help connect you with top-rated builders in Southwest Florida to make your vision a reality. From design to completion, we’ll guide you to the right builder for your dream custom home. Don’t let this opportunity slip away—secure your spot in paradise today! Call now for more information.

Facts

Property type
Land
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Canal - Saltwater
Water view
Yes
Exposure
Southeast
Flood zone
8AE
Annual taxes
$1,525/yr
Listed
Dec 10, 2024
MLS #
D6139484

Price & status history

  1. Listed for $115,000
  2. Price reduced to $109,250

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 9270 MELODY CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$880

$552 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$552
Property taxes
$127
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$880

Over the life of the loan

Loan amount
$87,400
Down payment
$21,850
Total interest
$111,474
Principal + interest paid
$198,874
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

9270 Melody Cir, Port Charlotte, FL 33981

Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6139484 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]