$700,000
Active9276 Miami Cir, Port Charlotte, FL 33981
4 beds · 2 baths · 2,299 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7526946
140 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- saltwater canal system
- heated pool and spa
- direct lanai access
- canal-fed irrigation
AI-selected highlights from the listing description below.
COASTAL LUXURY, WATERFRONT VIEWS, AND A BOATER'S DREAM LOCATION! Situated on South Gulf Cove's sought-after SALTWATER CANAL SYSTEM, this beautifully reimagined 3 BEDROOM + DEN/BONUS ROOM, 2 BATHROOM POOL & SPA HOME combines sophisticated upgrades, exceptional outdoor living, and effortless access to the water for the ultimate Florida lifestyle. From the moment you step inside, you'll be greeted by tranquil canal views, abundant natural light, and a spacious floor plan designed for both everyday living and entertaining. Recent improvements throughout the home create a fresh, modern feel, including LUXURY VINYL PLANK FLOORING INSTALLED IN 2025, fresh interior paint, and a long list of upgrades that make this property truly MOVE-IN READY. At the heart of the home is a stunning, redesigned kitchen featuring UPGRADED CABINETRY, ALL-NEW APPLIANCES (2025), an OVERSIZED QUARTZ ISLAND, a multifunction workstation sink, propane-fueled cooking with a pot filler, and an impressive custom pantry complete with extensive shelving and a hidden coffee station. Whether hosting guests or preparing family meals, this space was designed to impress. The versatile floor plan includes a dedicated DEN/BONUS ROOM enhanced by a custom-built LIBRARY WALL WITH ROLLING LADDER, creating the perfect home office, reading room, or flex space. An additional bonus area offers even more possibilities for guests, hobbies, or remote work. The spacious primary suite serves as a private retreat with DIRECT LANAI ACCESS, DUAL WALK-IN CLOSETS, and a beautifully updated ensuite bathroom featuring modern finishes, quartz countertops, and stylish fixtures. Two additional guest bedrooms and an updated guest bathroom provide comfortable accommodations for family and visitors. Step outside to your private backyard oasis where Florida living truly shines. The expansive screened lanai features a HEATED POOL AND ATTACHED SPA, surrounded by peaceful water views. A NEWLY RESCREENED POOL ENCLOSURE enhances the outdoor space, while the COMPOSITE DOCK WITH ELECTRICITY is pre-wired for a future boat lift, making it easy to enjoy life on the water. Additional features include CANAL-FED IRRIGATION, a flagpole, and plenty of room to relax, entertain, and enjoy the beautiful surroundings. For added peace of mind, the home also features a NEW ROOF INSTALLED IN 2023 and an expanded laundry room with utility sink and direct garage access. Located in the desirable WATERFRONT COMMUNITY OF SOUTH GULF COVE, you'll enjoy easy access to boating, fishing, golf courses, shopping, dining, beautiful Gulf beaches, and all that Southwest Florida has to offer. This is a RARE OPPORTUNITY to own a thoughtfully updated waterfront home where luxury, functionality, and coastal living come together seamlessly.
Facts
- Property type
- Single Family Residence
- Year built
- 2013
- Bathrooms
- 2 full
- Living area
- 2,299 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 400 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,340/yr
- Listed
- Jun 10, 2026
- MLS #
- C7526946
Price & status history
- Listed for $719,000
- Price reduced to $700,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9276 MIAMI CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,735
$3,540 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,540
- Property taxes
- $612
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,735
Over the life of the loan
- Loan amount
- $560,000
- Down payment
- $140,000
- Total interest
- $714,249
- Principal + interest paid
- $1,274,249
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9276 Miami Cir, Port Charlotte, FL 33981
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7526946 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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