$158,800
Active9302 Melody Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530236
56 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover quick-access waterfront living in South Gulf Cove! This vacant waterfront lot offers an exciting opportunity to build a custom Florida home with city water and sewer already available. Located on a saltwater canal with quick access to open water, this property puts boating and outdoor fun right in your backyard. Picture your future waterfront home with a private dock just steps away. Launch your boat and cruise through the canals toward Charlotte Harbor and the Gulf of Mexico with fast access that makes every day on the water more enjoyable. Spend the afternoon cruising, fishing, or heading toward the famous tarpon waters of Boca Grande Pass. Here, the waterways are not just nearby—they become part of your everyday lifestyle. The South Gulf Cove community is surrounded by beautiful custom homes and offers a great mix of convenience and recreation. A voluntary HOA is available for just $120 per year, with activities such as car shows, BINGO nights, and local events. Enjoy several pocket parks, walking trails, and the County’s South Gulf Cove Park. When it’s time to build, help is available to connect you with top-rated Southwest Florida builders. Plus, Boca Grande, Englewood Beach, shopping, dining, and watersports are all just a short drive away. Secure your piece of South Gulf Cove waterfront real estate and start planning your Florida paradise today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, River
- Water view
- Yes
- Flood zone
- 8AE
- Annual taxes
- $1,568/yr
- Monthly fees
- $10/mo
- Listed
- Sep 1, 2026
- MLS #
- C7530236
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9302 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,144
$803 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $803
- Property taxes
- $131
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,144
Over the life of the loan
- Loan amount
- $127,040
- Down payment
- $31,760
- Total interest
- $162,033
- Principal + interest paid
- $289,073
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9302 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530236 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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