$112,800
Active9378 Melody Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of EXP REALTY LLC · MLS# D6144908
340 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Rip Rap Seawall
- Mature palms
- Boat dock
- Southeast backyard
- Walking trails
- Pocket parks
AI-selected highlights from the listing description below.
Build Your Dream Home at 9378 Melody Circle in the highly desirable South Gulf Cove community! This residential homesite is equipped with public water, sewer, power, and high-speed fiber optic internet available through Blue Stream Fiber. Plus, county records indicate no Scrub Jay permit is required, saving you $$$ when you build. The lot currently has mature palms flourishing, and a Rip Rap Seawall along the waterfront. Enjoy a southeasterly backyard, perfect for sipping your morning coffee while watching the sunrise over the water, with fish jumping and birds singing in the background. Imagine relaxing by your pool or launching your boat right from your dock for a day of fishing and exploring the extraordinary Gulf Coast. There is a voluntary HOA ($120/year) with fun activities like car shows, BINGO nights, and local events, plus several pocket parks, walking trails, and the County's South Gulf Cove Park. And the location is great ~ just a short drive to Boca Grande, Englewood Beach, shopping, dining, and watersports! Call today for floor plans and pricing for local reputable builders and start living the salt life!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, River
- Exposure
- Northwest
- Flood zone
- AE
- Annual taxes
- $1,063/yr
- Monthly fees
- $10/mo
- Listed
- Nov 22, 2025
- MLS #
- D6144908
Price & status history
- Listed for $119,900
- Price reduced to $112,800from $114,800
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9378 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$869
$570 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $570
- Property taxes
- $89
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $869
Over the life of the loan
- Loan amount
- $90,240
- Down payment
- $22,560
- Total interest
- $115,096
- Principal + interest paid
- $205,336
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9378 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of EXP REALTY LLC · MLS# D6144908 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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