$35,000
Active9397 Spring Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of MEDWAY REALTY · MLS# N6136311
658 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private boat ramp
- clubhouse
- canal view
- building lot
- boating community
AI-selected highlights from the listing description below.
Build Your Dream Home in South Gulf Cove – A Boater’s Paradise!** Discover the perfect location for your dream home in the highly sought-after South Gulf Cove community. This beautiful building lot is surrounded by stunning nature and is nestled in an area where newer, custom-built homes are rising. Enjoy the serene ambiance of this neighborhood, located just across the street from a picturesque canal. South Gulf Cove is a true boating community, offering an array of amenities for residents, including a **private boat ramp**, **clubhouse**, and a ** park**. For those seeking even more, joining the HOA provides additional access to these fantastic perks. Located in close proximity to **Englewood Beach** and the world-famous **Boca Grande**, this lot offers the best of Florida living. Spend your days exploring nearby pristine beaches, world-class fishing, and the abundance of golf courses in the area. Don’t miss this opportunity to build your personal paradise in one of Florida's most beautiful and thriving communities. Start living the South Gulf Cove lifestyle today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $621/yr
- Listed
- Jan 9, 2025
- MLS #
- N6136311
Price & status history
- Listed for $37,000
- Price reduced to $35,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9397 SPRING CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$429
$177 of that is principal & interest. 59% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $177
- Property taxes
- $52
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $429
Over the life of the loan
- Loan amount
- $28,000
- Down payment
- $7,000
- Total interest
- $35,712
- Principal + interest paid
- $63,712
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9397 Spring Cir, Port Charlotte, FL 33981
Listing courtesy of MEDWAY REALTY · MLS# N6136311 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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