$47,500
Active9421 Little Rock St, Port Charlotte, FL 33981
0.46 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529247
82 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized double lot
- waterfront community
- private boat ramp
- navigable waterways
- Charlotte Harbor access
- waterfront park
- detached garage potential
AI-selected highlights from the listing description below.
Build your Southwest Florida dream home on this oversized double lot located in the highly desirable waterfront community of South Gulf Cove. Offering extra space for a larger home, detached garage, workshop, or expanded outdoor living area, this property provides endless possibilities while enjoying the privacy and flexibility that a double homesite offers. South Gulf Cove is a deed-restricted neighborhood with an optional HOA that offers members a clubhouse, waterfront park with playground, and private boat ramp. The community also features miles of navigable waterways with access to Charlotte Harbor and the Gulf of Mexico, making it a favorite destination for boating and fishing enthusiasts. Conveniently located close to local shopping and boutiques, fine and casual dining, live entertainment, golf courses, parks, and beautiful Gulf beaches, you'll also enjoy easy access to Boca Grande, Englewood, Port Charlotte, Downtown Punta Gorda, and I-75 for convenient travel. Whether you're ready to build now or invest for the future, this oversized double lot offers the perfect opportunity to create your ideal Florida home in one of Charlotte County's most desirable waterfront communities.
Facts
- Property type
- Land
- Lot size
- 0.46 acres
- Exposure
- Southeast
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $556/yr
- Listed
- Aug 3, 2026
- MLS #
- C7529247
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9421 LITTLE ROCK ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$487
$240 of that is principal & interest. 51% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $240
- Property taxes
- $46
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $487
Over the life of the loan
- Loan amount
- $38,000
- Down payment
- $9,500
- Total interest
- $48,467
- Principal + interest paid
- $86,467
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9421 Little Rock St, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529247 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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