$485,900
Active9497 Agate St, Port Charlotte, FL 33981
12 beds · 8 baths · 2,768 sq ft
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5158951
23 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Newer duplex investment opportunity in South Gulf Cove with two spacious residences, each offering three bedrooms, two bathrooms and a private attached garage. Built in 2024, the property features open-concept interiors, stone countertops, stainless-steel appliances, high ceilings, interior laundry and durable finishes designed for comfortable, low-maintenance living. Separate entrances and approximately 2,768 square feet of combined heated area provide flexibility for an investor or owner occupant, subject to existing lease terms. Convenient access to boating, Gulf beaches, parks, shopping and dining. Buyer and buyer's agent should independently verify lease status, rents, expenses, flood information, measurements and all property details. One or more photo(s) was virtually staged.
Facts
- Property type
- Duplex
- Year built
- 2024
- Living area
- 2,768 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,993/yr
- Listed
- Oct 5, 2026
- MLS #
- S5158951
Price & status history
- Listed for $499,900
- Price reduced to $485,900
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9497 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,611
$2,457 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,457
- Property taxes
- $749
- Homeowners insurance
- $405
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,611
Over the life of the loan
- Loan amount
- $388,720
- Down payment
- $97,180
- Total interest
- $495,791
- Principal + interest paid
- $884,511
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9497 Agate St, Port Charlotte, FL 33981
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5158951 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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