$8,500
Active951 Riviera Dr, Punta Gorda, FL 33982
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7526530
158 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- X flood zone
- Higher elevation
- No wetlands
- No scrub jay zone
- 93 feet road frontage
- Near Punta Gorda Airport
- Near Laishley Marina
AI-selected highlights from the listing description below.
RARE FIND IN AN "X" FLOOD ZONE! BUILD YOUR SOUTHWEST FLORIDA DREAM HOME Discover the perfect canvas for your Florida lifestyle at 951 Riviera Dr, Punta Gorda. This generous 10,024-square-foot (0.23-acre) homesite offers a substantial 93 feet of road frontage, providing plenty of design flexibility for a custom home and outdoor living space. One of the most valuable aspects of this property is its designation in a coveted "X" Flood Zone. For a buyer, this means the property sits at a higher elevation outside the Special Flood Hazard Area, meaning lenders do not require mandatory flood insurance, saving you thousands of dollars annually. Furthermore, a check of the CCGIS website confirms the lot is not in a Scrub Jay zone, and according to the National Wetland Inventory Mapper, there are no wetlands showing on the property, insuring an easier, faster, and more cost-effective permitting process when you are ready to build. Tucked just off Golf Course Blvd, the property is situated on an unimproved road and is just barely inaccessible, located a mere three properties in from the paved main road. Electricity is nearby because of the homes built around this property however future development will require a well and septic system, putting you in total control of your utilities. Whether you are building a permanent home or a seasonal retreat, the logistics here are unmatched. You are located just minutes from I-75 for effortless North and South travel throughout the state. Even better, Punta Gorda Airport (PGD) is just down the street, making travel completely hassle-free when you are ready to get away, or providing ultimate convenience for any seasonal resident. The lifestyle opportunities surrounding this location are spectacular for outdoor enthusiasts. For the boater, you are just a short drive to the water, located approximately 5 minutes from the boat ramps at Darst Park and just under 10 minutes from the world-class Laishley Marina on the Peace River, giving you quick access to Charlotte Harbor and the Gulf. The avid golfer will be in paradise, surrounded by an abundance of premier golf courses right in the immediate area. When you are ready for sun and sand, the pristine, world-famous beaches of Boca Grande and Englewood are both an easy, scenic drive of roughly 30 to 35 miles away. Don't let this affordable, high-and-dry piece of Punta Gorda slip by. Invest in your future today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- South
- Flood zone
- X500
- Annual taxes
- $178/yr
- Listed
- May 23, 2026
- MLS #
- C7526530
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 951 RIVIERA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$258
$43 of that is principal & interest. 83% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $43
- Property taxes
- $15
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $258
Over the life of the loan
- Loan amount
- $6,800
- Down payment
- $1,700
- Total interest
- $8,673
- Principal + interest paid
- $15,473
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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951 Riviera Dr, Punta Gorda, FL 33982
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7526530 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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