$475,000
Active Under Contract9582 Arsipe Cir, Port Charlotte, FL 33981
3 beds · 2.5 baths · 1,938 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7525105
112 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct gulf access
- Saltwater canal
- Private dock
- Fish light
- Pool deck
- Outdoor shower
- Murphy bed
- Tray ceilings
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. TURN-KEY WATERFRONT POOL HOME with DIRECT GULF ACCESS in South Gulf Cove. This 3-bedroom, 2.5-bath home with a 2-car garage and bonus den sits on a saltwater canal and is ready to enjoy. Inside, you’ll find an open living space with peaceful water views, a kitchen with stainless steel appliances, granite countertops, and a breakfast bar, plus a split floor plan for added privacy. The primary suite features tray ceilings, plantation shutters, a walk-in closet, and a dual-sink bath with a walk-in shower. The den offers flexible space for an office or extra guests with a Murphy bed. Step outside to a great Florida setup—large epoxy pool deck, covered seating area, half bath, outdoor shower, and a private dock with fish light. Located in a deed-restricted community with no required HOA (optional access to a boat ramp, clubhouse, and playground). Previously used as an Airbnb, offering solid rental potential. Just minutes to Boca Grande Beach, Englewood Beach, and Manasota Key, plus nearby dining and shopping. Easy coastal living—whether full-time, seasonal, or investment.
Facts
- Property type
- Single Family Residence
- Year built
- 2001
- Bathrooms
- 2 full, 1 half
- Living area
- 1,938 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,223/yr
- Listed
- Apr 20, 2026
- MLS #
- C7525105
Price & status history
- Listed for $499,000
- Price reduced to $475,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9582 ARSIPE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,483
$2,402 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,402
- Property taxes
- $685
- Homeowners insurance
- $396
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,483
Over the life of the loan
- Loan amount
- $380,000
- Down payment
- $95,000
- Total interest
- $484,669
- Principal + interest paid
- $864,669
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9582 Arsipe Cir, Port Charlotte, FL 33981
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7525105 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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