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$86,500

Active

9582 Salt Lake St, Port Charlotte, FL 33981

0.23 acre lot

Listing courtesy of EXP REALTY LLC · MLS# C7504604

631 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gulf access lot
  • navigable waterways
  • self-operated lock
  • Bird Sanctuary
  • community garden
  • nine parks
  • boat ramp

AI-selected highlights from the listing description below.

Gulf access lot in beautiful South Gulf Cove offers quick access to Charlotte Harbor by boat. South Gulf Cove is a voluntary HOA community that encompasses 30 square miles with 15,000 platted lots and 55 miles of navigable waterways, which connect to the Charlotte Harbor through a self-operated lock and lead to the Gulf of Mexico. The community is a designated Bird Sanctuary and also has a garden. The natural foliage, diversity of wildlife, beautiful sunrises and sunsets, and an abundance of water-accessible lots make South Gulf Cove a desirable place to live. There are nine parks, play areas, and one boat ramp. With close proximity to beaches, shopping, and dining make this community a perfect choice when deciding where to build your dream home.

Facts

Property type
Land
Lot size
0.23 acres
Waterfront
Yes
Water access
Canal - Saltwater
Exposure
West
Flood zone
AE
Annual taxes
$1,293/yr
Monthly fees
$10/mo
Listed
Feb 1, 2025
MLS #
C7504604

Price & status history

  1. Listed for $121,900
  2. Price reduced to $86,500from $96,500

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 9582 SALT LAKE ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$755

$437 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$437
Property taxes
$108
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$755

Over the life of the loan

Loan amount
$69,200
Down payment
$17,300
Total interest
$88,261
Principal + interest paid
$157,461
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

9582 Salt Lake St, Port Charlotte, FL 33981

Listing courtesy of EXP REALTY LLC · MLS# C7504604 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]