$85,000
Active9598 Spring Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6147399
173 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized lot
- Western rear exposure
- Canal access
- Private dock
- Myakka River access
- Gulf of Mexico access
- Multi-use pathways
AI-selected highlights from the listing description below.
Build your dream home on this slightly oversized lot, with western rear exposure. Located in the highly desirable community of South Gulf Cove. Public water, sewer, and power available, and not in a Scrub Jay review area. Picture yourself enjoying breathtaking Florida sunsets from your future lanai, overlooking your pool, and down to your dock. Sit there and catch fish for supper, or hop in your boat, and take advantage of the community's 55 miles of canals, access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. The area is still growing with new construction, but still plenty of natural surroundings close by. Wide multi-use pathways on the main roads, nearby parks, playground, and a public boat ramp are just a few of the neighborhood amenities worth considering. Convenient for other local amenities: boating, fishing, kayaking, cycling, golf, nature trails, shopping, dining, entertainment, area beaches, etc. A short drive to 'world famous' Boca Grande, historic Englewood, beautiful beaches on Manasota Key, Charlotte Sports Park; for the Tampa Rays Spring Training, Port Charlotte Town Center Mall, and easy access to I-75. Note this lot is deeded with another, not adjacent, so the taxes shown is the total for both. This will be resolved at time of sale with a new Deed and ID number.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 84 ft
- Water access
- Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, Lagoon, River
- Water view
- Yes
- Exposure
- East
- Flood zone
- AE
- Annual taxes
- $2,486/yr
- Listed
- May 8, 2026
- MLS #
- D6147399
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9598 SPRING CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$837
$430 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $430
- Property taxes
- $207
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $837
Over the life of the loan
- Loan amount
- $68,000
- Down payment
- $17,000
- Total interest
- $86,730
- Principal + interest paid
- $154,730
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9598 Spring Cir, Port Charlotte, FL 33981
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6147399 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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