$1,295,000
Active97 Kettle Harbor Dr, Placida, FL 33946
2 beds Β· 2 baths Β· 1,264 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148113
103 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- two primary suites
- swim-up bar pool
- covered outdoor kitchen
- private boat ramp
- no-bridge Gulf access
- golf cart garage
AI-selected highlights from the listing description below.
Experience the ultimate Don Pedro Island waterfront lifestyle in this beautifully updated Key West-style home, perfectly positioned on nearly a half-acre in one of Southwest Florida's most desirable barrier island communities. Offering 2 spacious primary suites, 2.5 baths, and exceptional indoor-outdoor living, this move-in ready island retreat is ideal as a full-time residence, vacation home, or income-producing rental. Inside, you'll find a bright coastal interior featuring wood-look tile flooring, high coffered ceilings, impact-rated windows and doors, plantation shutters, granite countertops throughout, stainless steel appliances, and quality finishes at every turn. An air-conditioned bonus room with a half bath provides flexible space for a home office, guest overflow, fitness room, or game room. Designed for entertaining, the outdoor living space is truly spectacular. Relax in the resort-style pool featuring a swim-up bar with seating for six, host unforgettable gatherings in the covered outdoor kitchen and grilling area, or unwind beneath the expansive 12' x 36' covered lounge with metal roofing, composite decking, and louvered privacy walls. Additional features include an outdoor shower, golf cart garage/workshop, covered boat and vehicle parking. Boaters will love the shared dock and private boat ramp on Kettle Harbor, providing direct, no-bridge access to the Intracoastal Waterway and the Gulf of America. Spend your days fishing, boating, shelling, or exploring nearby Palm Island, Boca Grande, Stump Pass, and the pristine Gulf beaches, then return home to breathtaking sunset views over Kettle Harbor.
Facts
- Property type
- Single Family Residence
- Year built
- 2013
- Bathrooms
- 2 full
- Living area
- 1,264 sqft
- Lot size
- 0.42 acres
- Waterfront
- Yes Β· 60 ft
- Water access
- Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $16,764/yr
- Listed
- Jul 17, 2026
- MLS #
- D6148113
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 97 KETTLE HARBOR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,024
$6,548 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,548
- Property taxes
- $1,397
- Homeowners insurance
- $1,079
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,024
Over the life of the loan
- Loan amount
- $1,036,000
- Down payment
- $259,000
- Total interest
- $1,321,361
- Principal + interest paid
- $2,357,361
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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97 Kettle Harbor Dr, Placida, FL 33946
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148113 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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