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Lasbury Tracy Realty Inc
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$1,295,000

Active

97 Kettle Harbor Dr, Placida, FL 33946

2 beds Β· 2 baths Β· 1,264 sq ft

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148113

103 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • two primary suites
  • swim-up bar pool
  • covered outdoor kitchen
  • private boat ramp
  • no-bridge Gulf access
  • golf cart garage

AI-selected highlights from the listing description below.

Experience the ultimate Don Pedro Island waterfront lifestyle in this beautifully updated Key West-style home, perfectly positioned on nearly a half-acre in one of Southwest Florida's most desirable barrier island communities. Offering 2 spacious primary suites, 2.5 baths, and exceptional indoor-outdoor living, this move-in ready island retreat is ideal as a full-time residence, vacation home, or income-producing rental. Inside, you'll find a bright coastal interior featuring wood-look tile flooring, high coffered ceilings, impact-rated windows and doors, plantation shutters, granite countertops throughout, stainless steel appliances, and quality finishes at every turn. An air-conditioned bonus room with a half bath provides flexible space for a home office, guest overflow, fitness room, or game room. Designed for entertaining, the outdoor living space is truly spectacular. Relax in the resort-style pool featuring a swim-up bar with seating for six, host unforgettable gatherings in the covered outdoor kitchen and grilling area, or unwind beneath the expansive 12' x 36' covered lounge with metal roofing, composite decking, and louvered privacy walls. Additional features include an outdoor shower, golf cart garage/workshop, covered boat and vehicle parking. Boaters will love the shared dock and private boat ramp on Kettle Harbor, providing direct, no-bridge access to the Intracoastal Waterway and the Gulf of America. Spend your days fishing, boating, shelling, or exploring nearby Palm Island, Boca Grande, Stump Pass, and the pristine Gulf beaches, then return home to breathtaking sunset views over Kettle Harbor.

Facts

Property type
Single Family Residence
Year built
2013
Bathrooms
2 full
Living area
1,264 sqft
Lot size
0.42 acres
Waterfront
Yes Β· 60 ft
Water access
Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$16,764/yr
Listed
Jul 17, 2026
MLS #
D6148113

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 97 KETTLE HARBOR DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$9,024

$6,548 of that is principal & interest. 27% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$6,548
Property taxes
$1,397
Homeowners insurance
$1,079
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$9,024

Over the life of the loan

Loan amount
$1,036,000
Down payment
$259,000
Total interest
$1,321,361
Principal + interest paid
$2,357,361
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

97 Kettle Harbor Dr, Placida, FL 33946

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148113 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]