$129,999
ActiveGillespie St, Englewood, FL 34223 · MLS# O6344848
0.29 acre lot
Listing courtesy of SUNLAND REAL ESTATE, LLC. · MLS# O6344848
407 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Flood Zone X
- No wetlands
- RSF-3 zoning
- Single-family residential
AI-selected highlights from the listing description below.
Prime residential lot opportunity in Englewood, Sarasota County. Situated in a desirable residential area, this property offers convenient access to numerous points of interest, including Lemon Bay Shopping Center (1.33 miles), Toy Box Preschool Inc (1.31 miles), Cherokee Street Park (1.59 miles), Middle Beach (2.0 miles), local schools (1.65 miles), hospital (1.68 miles), supermarket (1.68 miles), Walgreens Pharmacy (1.74 miles), and highways to Englewood (2.35 miles) and North Port (12.58 miles). The lot is located in Flood Zone X, a low-risk area outside the 100-year and 500-year floodplains, with no wetlands present. This allows for full lot utilization without environmental buffers, mitigation requirements, or added flood-related construction costs. Zoned RSF-3 (Single-Family Residential, max 3 units/acre), the property supports single-family detached homes by right. Modular homes are permitted if meeting FL building code, and Accessory Dwelling Units (ADUs) may be allowed due state law (Live Local Act). Duplexes, townhomes, multifamily development, and mobile/manufactured home parks are prohibited. This is informational only - zoning can change. Buyer should verify all zoning, setbacks, utility availability, and development requirements with the Sarasota County Planning Department. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.
Facts
- Property type
- Land
- Lot size
- 0.29 acres
- Flood zone
- X
- Annual taxes
- $645/yr
- Listed
- Sep 16, 2025
- MLS #
- O6344848
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for GILLESPIE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$911
$657 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $657
- Property taxes
- $54
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $911
Over the life of the loan
- Loan amount
- $103,999
- Down payment
- $26,000
- Total interest
- $132,645
- Principal + interest paid
- $236,644
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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Gillespie St, Englewood, FL 34223
Listing courtesy of SUNLAND REAL ESTATE, LLC. · MLS# O6344848 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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