$45,000
ActivePort Charlotte, FL 33981 · MLS# O6337966
0.23 acre lot
Listing courtesy of AUTHENTIC REAL ESTATE TEAM · MLS# O6337966
433 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront community
- non-flood zone
- community boat ramp
- direct river access
- gulf access
AI-selected highlights from the listing description below.
Build your dream home in beautiful South Gulf Cove! This vacant residential lot is located in one of Port Charlotte’s most desirable waterfront communities. The property offers public water and sewer, a non-flood zone designation, and convenient access to area beaches, golf courses, shopping, dining, and world-class fishing. South Gulf Cove features a community boat ramp giving you direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. With new construction happening throughout the neighborhood, this is the perfect opportunity to invest in one of Southwest Florida’s fastest-growing areas. Whether you’re planning a seasonal retreat, full-time residence, or future investment, this lot offers endless potential in a prime location. Don’t miss your chance to own a slice of paradise in sunny Florida!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- RSF3.5
- Annual taxes
- $621/yr
- Listed
- Aug 20, 2025
- MLS #
- O6337966
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerAssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$479
$228 of that is principal & interest. 53% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $228
- Property taxes
- $52
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $479
Over the life of the loan
- Loan amount
- $36,000
- Down payment
- $9,000
- Total interest
- $45,916
- Principal + interest paid
- $81,916
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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Port Charlotte, FL 33981
Listing courtesy of AUTHENTIC REAL ESTATE TEAM · MLS# O6337966 · Active
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