$38,000
ActivePort Charlotte, FL 33981 · MLS# O6406032
0.23 acre lot
Listing courtesy of DTB FLORIDA REALTY, INC. · MLS# O6406032
174 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- vacant residential lot
- deed-restricted neighborhood
- low HOA
- public water and sewer
- Gulf beaches nearby
- multiple golf courses
- marinas nearby
AI-selected highlights from the listing description below.
Build your Florida dream home on this vacant residential lot located in the desirable Rotonda Villas community. This deed-restricted neighborhood offers a low HOA and access to public water and sewer, making it an excellent option for new construction. Conveniently situated near beautiful Gulf beaches, multiple golf courses, marinas, and a variety of local dining options. Enjoy a peaceful setting while remaining close to everyday amenities and outdoor recreation.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $939/yr
- Monthly fees
- $12/mo
- Listed
- May 6, 2026
- MLS #
- O6406032
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerAssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$482
$192 of that is principal & interest. 60% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $192
- Property taxes
- $78
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $12
- Mortgage insurance (PMI)
- $0
- Total per month
- $482
Over the life of the loan
- Loan amount
- $30,400
- Down payment
- $7,600
- Total interest
- $38,774
- Principal + interest paid
- $69,174
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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Port Charlotte, FL 33981
Listing courtesy of DTB FLORIDA REALTY, INC. · MLS# O6406032 · Active
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