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$645,900

Active Under Contract

Punta Gorda, FL 33950 · MLS# C7530968

3 beds · 2 baths · 1,717 sq ft

Listing courtesy of HARBORSIDE REALTY · MLS# C7530968

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Embrace the Southwest Florida waterfront lifestyle in this beautifully appointed, FULLY FURNISHED pool home located in the highly desirable Burnt Store Isles community. Perfectly positioned on a sailboat-access canal with access to Charlotte Harbor and the Gulf, this impressive 3-bedroom, 2-bath home with a spacious bonus family room and 2-car garage offers an exceptional combination of boating, comfort, and Florida living. Situated on a higher-elevation oversized lot, the home features HURRICANE IMPACT WINDOWS and a ROOF APPROXIMATELY ONE YEAR OLD WITH A TRANSFERABLE WARRANTY—valuable improvements offering added peace of mind. Inside, an inviting and spacious floor plan is complemented by tile flooring throughout, generously sized bedrooms, abundant closet space, and a versatile bonus family room ideal for entertaining or additional relaxation space. The well-appointed kitchen features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, ample cabinetry, and plenty of workspace for preparing meals and entertaining guests. Step outside and discover your own waterfront retreat. The screened pool and lanai overlook the tranquil canal, creating the perfect setting for morning coffee, afternoon swims, or evenings spent enjoying the Florida lifestyle. Boating enthusiasts will appreciate the PRIVATE DOCK and 10,000-LB BOAT LIFT, providing convenient access to Charlotte Harbor and the Gulf beyond. A fenced dog area adds additional convenience for four-legged family members. Offered FULLY FURNISHED, this home provides the opportunity to begin enjoying waterfront living from day one. An ASSUMABLE VA LOAN may also be available to an eligible veteran buyer, offering a potentially valuable financing opportunity. Ideally located in sought-after Burnt Store Isles, just minutes from downtown Punta Gorda, Fishermen’s Village, waterfront dining, shopping, golf, and area attractions. Whether you’re searching for a full-time residence or your own Southwest Florida escape, this waterfront pool home delivers the boating lifestyle you’ve been waiting for.

Facts

Property type
Single Family Residence
Year built
1981
Bathrooms
2 full
Living area
1,717 sqft
Lot size
0.26 acres
Waterfront
Yes · 50 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,888/yr
Listed
Sep 18, 2026
MLS #
C7530968

Price & status history

  1. Listed for $645,900
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,212

$3,266 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,266
Property taxes
$407
Homeowners insurance
$538
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,212

Over the life of the loan

Loan amount
$516,720
Down payment
$129,180
Total interest
$659,048
Principal + interest paid
$1,175,768
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

Punta Gorda, FL 33950

Listing courtesy of HARBORSIDE REALTY · MLS# C7530968 · Active Under Contract

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In person · Thu, Oct 29 · Morning (9-12)

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:34 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]