$225,000
ActivePunta Gorda, FL 33950 · MLS# C7532744
3 beds · 1 bath · 1,218 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532744
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Great opportunity to own a move-in-ready 3-bedroom, 1-bath home in Punta Gorda, Florida! Built in 2008 and offering just over 1,200 square feet of living space, this home features a newly updated kitchen and bathroom, giving buyers the benefit of modern improvements without the hassle of taking on a renovation project. **A NEW ROOF WITH A TRANSFERABLE WARRANTY** provides added peace of mind and long-term value. The functional floor plan makes great use of the space, while the oversized corner lot offers additional yard space and flexibility for outdoor activities. Conveniently located just 10 minutes from historic downtown Punta Gorda, you'll have easy access to waterfront restaurants, shopping, Fishermen's Village, parks, and the beautiful Charlotte Harbor waterfront. With quick access to both US-41 and I-75, getting around Southwest Florida couldn't be easier. Whether you're a first-time homebuyer looking for an affordable place to call your own, a seasonal resident searching for a Florida winter home, or an investor looking to add a rental property to your portfolio, this property checks a lot of boxes. Updated, conveniently located, and ready for its next owner.
Facts
- Property type
- Single Family Residence
- Year built
- 2008
- Bathrooms
- 1 full
- Living area
- 1,218 sqft
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,914/yr
- Listed
- Oct 30, 2026
- MLS #
- C7532744
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerAssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,581
$1,138 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,138
- Property taxes
- $243
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,581
Over the life of the loan
- Loan amount
- $180,000
- Down payment
- $45,000
- Total interest
- $229,580
- Principal + interest paid
- $409,580
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532744 · Active
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