$499,000
Active Under Contract10177 Wildcat St, Port Charlotte, FL 33981
4 beds · 2 baths · 1,780 sq ft
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8534751
61 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- heated saltwater pool
- rubber pool deck
- outdoor shower
- metal roof
- mini-split primary bedroom
- solar pool cover
- whole-house water softener
- waterfront community
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Welcome to your private Florida oasis! This beautifully updated 4-bedroom, 2-bath home features an open-concept floor plan with vaulted ceilings and an extensive 2024 remodel, including new tile flooring throughout and updated bathrooms. The remodeled kitchen features soft-close shaker cabinetry with 42” uppers, quartz countertops, new appliances, and an impressive 11+ ft island with waterfall edges on both sides. Step outside to a truly unique backyard with approximately $60,000 in upgrades creating a private, low-maintenance tropical retreat. Enjoy a heated saltwater pool, brand new rubber pool deck, outdoor shower, artificial turf, 6-ft vinyl privacy fence, storage shed, and lush landscaping featuring 8 varieties of palms and numerous tropical plants with point-source drip irrigation. Additional updates include a 2023 metal roof, 2023 water heater, 2025 mini-split in the primary bedroom, solar pool cover, whole-house water softener, and wiring for a portable generator. Located in the desirable waterfront community of South Gulf Cove, residents enjoy a community boat ramp, parks, multi-use sidewalks, and an optional HOA with clubhouse and outdoor amenities. Community activities include seasonal farmers markets, monthly food trucks with entertainment, golf cart and boat parades, and more. The beautiful beaches of Boca Grande and Englewood are also just a short drive away.
Facts
- Property type
- Single Family Residence
- Year built
- 2009
- Bathrooms
- 2 full
- Living area
- 1,780 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,578/yr
- Monthly fees
- $10/mo
- Listed
- Aug 4, 2026
- MLS #
- TB8534751
Price & status history
- Listed for $519,000
- Price reduced to $499,000from $509,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10177 WILDCAT ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,414
$2,523 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,523
- Property taxes
- $465
- Homeowners insurance
- $416
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,414
Over the life of the loan
- Loan amount
- $399,200
- Down payment
- $99,800
- Total interest
- $509,158
- Principal + interest paid
- $908,358
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10177 Wildcat St, Port Charlotte, FL 33981
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8534751 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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