$548,000
Active10393 Harlingen St, Port Charlotte, FL 33981
3 beds · 2 baths · 2,696 sq ft
Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC · MLS# D6148498
67 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- split bedroom design
- high ceilings
- bonus rooms
- master suite office
- paver driveway
- fully fenced backyard
- mature landscaping
AI-selected highlights from the listing description below.
This home stands out for the build quality, thoughtful split bedroom design, and the elegance of the trim and finishes. The high ceilings and extra rooms offer a peaceful oasis that makes it easy to envision this as your own home. The open floor plan allows the beautiful kitchen to be a showcase in the main area which also includes the dining area and the great room or living room. Aside from the primary suite on one side and the two bedrooms and one bath on the other side, the added bonus rooms allow for additional flexibility. These could be a game room and a study, or either of these rooms would make a perfect home office. The master suite boasts a separate area that currently serves as an office. This could also be an additional sitting area with a view of the pool area, or it could be additional storage. Outside you will find mature landscaping with a paver driveway and walkway. The backyard is fully fenced in for your privacy. South Gulf Cove is an HOA that is optional to join. You benefit from architectural review and very little in the way of additional oversight. The greater area boast excellent opportunities for golfing, fishing, biking, and miles of sandy beaches. Come see what makes this area special.
Facts
- Property type
- Single Family Residence
- Year built
- 2016
- Bathrooms
- 2 full
- Living area
- 2,696 sqft
- Lot size
- 0.26 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,821/yr
- Listed
- Aug 21, 2026
- MLS #
- D6148498
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10393 HARLINGEN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,963
$2,771 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,771
- Property taxes
- $735
- Homeowners insurance
- $457
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,963
Over the life of the loan
- Loan amount
- $438,400
- Down payment
- $109,600
- Total interest
- $559,155
- Principal + interest paid
- $997,555
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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10393 Harlingen St, Port Charlotte, FL 33981
Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC · MLS# D6148498 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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