$438,900
Pending1040 Melville Rd, Punta Gorda, FL 33983
6 beds · 4 baths · 2,592 sq ft
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · MLS# OM729010
63 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- duplex
- single-car garage
- private garage access
- oversized lot
- deed-restricted neighborhood
- newer construction
- income-producing asset
AI-selected highlights from the listing description below.
This occupied 6-bedroom, 4-bath duplex with a single-car garage is a great opportunity for investors seeking immediate cash flow and long-term appreciation. This Duplex can also be occupied by an owner, without sacrificing comfort & style. Built in 2019, this well-maintained property features two spacious 3-bedroom, 2-bath units, each offering open-concept living areas, modern finishes, and private garage access. Located in the highly desirable Deep Creek community, residents enjoy convenient access to I-75, shopping, dining, medical facilities, golf courses, and the beautiful Gulf Coast beaches. With strong rental demand in the Punta Gorda market, this income-producing asset is ideal for both seasoned and first-time investors. The property sits on an oversized lot in a deed-restricted neighborhood known for its attractive surroundings and community pride. Whether you're looking to expand your portfolio or secure a turnkey investment with existing occupancy, this duplex delivers excellent potential for consistent returns and future growth. Don't miss this opportunity to own a newer construction duplex in one of Southwest Florida's most sought-after rental markets
Facts
- Property type
- Duplex
- Year built
- 2019
- Living area
- 2,592 sqft
- Lot size
- 0.58 acres
- Private pool
- No
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,676/yr
- Monthly fees
- $17/mo
- Listed
- Jul 21, 2026
- MLS #
- OM729010
Price & status history
- Listed for $438,900
- Status changed to Pending
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1040 MELVILLE RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,242
$2,219 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,219
- Property taxes
- $640
- Homeowners insurance
- $366
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,242
Over the life of the loan
- Loan amount
- $351,120
- Down payment
- $87,780
- Total interest
- $447,834
- Principal + interest paid
- $798,954
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1040 Melville Rd, Punta Gorda, FL 33983
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · MLS# OM729010 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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