$600,000
Active1095 Gulf of Mexico Dr #102, Longboat Key, FL 34228
2 beds Β· 2 baths Β· 1,392 sq ft
Listing courtesy of COMPASS FLORIDA LLC Β· MLS# A4693425
169 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Private walk-down residence
- Pond with fountains
- Peekaboo Gulf view
- Split-bedroom floor plan
- 24-hour guard-gated entry
- Private beach access
- Tennis and pickleball courts
AI-selected highlights from the listing description below.
A rare private walk-down residence in the highly sought-after Beachplace community on Longboat Key. This property offers the convenience of direct terrace access to the beautifully landscaped grounds below, overlooking a serene pond with fountains and offering a charming peekaboo view of the Gulf. Spacious and largely original, presenting the perfect canvas for a buyer to customize and create their ideal coastal retreat while enjoying the exceptional location and layout. The light-filled interior features an open living and dining area with walls of glass that connect seamlessly to the outdoor living space, creating an inviting indoor-outdoor lifestyle just moments from the beach. The split-bedroom floor plan offers privacy and functionality, while the terrace provides a peaceful setting to relax and enjoy the lush tropical surroundings. Whether updating immediately or renovating over time, this residence offers tremendous potential within one of Longboat Keyβs premier Gulf-front communities. Beachplace is renowned for its resort-style amenities and beautifully maintained grounds. Residents enjoy 24-hour guard-gated entry, on-site management, a clubhouse, fitness center, tennis and pickleball courts, heated swimming pool and spa, private beach access, walking paths, and expansive tropical landscaping throughout the community. Ideally positioned on the south end of Longboat Key, Beachplace is just minutes from the fine dining, boutiques, and waterfront charm of St. Armands Circle, as well as downtown Sarasotaβs cultural attractions, marinas, golf clubs, and world-class beaches. Whether you are searching for a seasonal getaway, investment opportunity, or full-time coastal residence, this property presents exceptional value and the opportunity to create a personalized beachfront retreat in one of Longboat Keyβs most desirable locations.
Facts
- Property type
- Condominium
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,392 sqft
- Waterfront
- Yes Β· 1,450 ft
- Water access
- Beach
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,531/yr
- Monthly fees
- $1,600/mo
- Listed
- May 12, 2026
- MLS #
- A4693425
Price & status history
- Listed for $725,000
- Price reduced to $600,000from $625,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1095 GULF OF MEXICO DR #102. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,928
$3,034 of that is principal & interest. 49% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,034
- Property taxes
- $794
- Homeowners insurance
- $500
- Flood insurance
- $0
- HOA / condo fees
- $1,600
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,928
Over the life of the loan
- Loan amount
- $480,000
- Down payment
- $120,000
- Total interest
- $612,214
- Principal + interest paid
- $1,092,214
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1095 Gulf of Mexico Dr #102, Longboat Key, FL 34228
Listing courtesy of COMPASS FLORIDA LLC Β· MLS# A4693425 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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