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$599,000

Active

2301 Gulf of Mexico Dr #45N, Longboat Key, FL 34228

2 beds · 2 baths · 1,296 sq ft

Listing courtesy of PREFERRED SHORE LLC · MLS# A4698596

114 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gulf-front living
  • Wraparound terrace
  • Hurricane-impact windows
  • Heated beachfront pool
  • Private Gulf beach frontage
  • Har-Tru tennis court
  • Fishing piers

AI-selected highlights from the listing description below.

Experience the Longboat Key lifestyle at the highly desirable Islander Club, where Gulf-front living, resort-style amenities, and an exceptional location come together. This beautifully maintained two-bedroom, two-bath residence offers a bright, open floor plan and an expansive wraparound terrace with more than 60 feet of private outdoor living space overlooking the manicured grounds, entrance, and tennis courts providing an inviting setting for morning coffee, evening cocktails, or entertaining guests. Inside, floor-to-ceiling sliding glass doors fill the living and dining areas with natural light and create a seamless connection to the terrace. The renovated kitchen is thoughtfully appointed with KitchenAid appliances and provides a fresh, updated space for everyday living and entertaining. The spacious primary suite features direct terrace access and an en-suite bath, while the guest bedroom is ideal for visiting family and friends or a comfortable home office. Additional updates and features include hurricane-impact windows and doors, Bosch HVAC (2016), water heater (2020), an in-unit humidistat, and assigned parking. End-window replacements have also been ordered. The Islander Club has undergone extensive community improvements, including new elevators, roof, Porte cochère, fitness center, clubhouse, locker rooms with saunas, recreation room, and refreshed landscaping. Residents enjoy more than 400 feet of private Gulf beach frontage, a heated beachfront pool, fitness center, Har-Tru tennis court, two pickleball courts, two fishing piers, on-site management, and 24/7 maintenance staff. Ideally located just minutes from St. Armands Circle and Downtown Sarasota, this residence offers the opportunity to enjoy the relaxed elegance of Longboat Key beachfront living—whether as a full-time residence or your own island retreat.

Facts

Property type
Condominium
Year built
1970
Bathrooms
2 full
Living area
1,296 sqft
Waterfront
Yes · 400 ft
Water access
Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,789/yr
Monthly fees
$1,530/mo
Listed
Jul 6, 2026
MLS #
A4698596

Price & status history

  1. Listed for $625,000
  2. Price reduced to $599,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2301 GULF OF MEXICO DR #45N. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$5,457

$3,029 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,029
Property taxes
$399
Homeowners insurance
$499
Flood insurance
$0
HOA / condo fees
$1,530
Mortgage insurance (PMI)
$0
Total per month
$5,457

Over the life of the loan

Loan amount
$479,200
Down payment
$119,800
Total interest
$611,193
Principal + interest paid
$1,090,393
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2301 Gulf of Mexico Dr #45N, Longboat Key, FL 34228

Listing courtesy of PREFERRED SHORE LLC · MLS# A4698596 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]