$275,000
Active1097 Staley St, Port Charlotte, FL 33952
2 beds Β· 2 baths Β· 948 sq ft
Listing courtesy of PREFERRED SHORE LLC Β· MLS# C7533009
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
EXTENSIVELY UPDATED! OVERSIZED HEATED SALTWATER POOL! NO HOA! NO FLOOD ZONE! PUBLIC UTILITIES!***** If you've been looking for a home where the big-ticket improvements have already been taken care of, this one deserves your attention! This exceptionally well-maintained MOVE IN READY 2-bedroom, 2-bathroom home has had a TON of upgrades, including PLANK TILE FLOORING THROUGHOUT, UPDATED KITCHEN WITH ALL-WOOD CABINETRY, GRANITE COUNTERTOPS & STAINLESS STEEL APPLIANCES, BOTH BATHROOMS COMPLETELY RENOVATED, FRESH INTERIOR & EXTERIOR PAINT, 2023 ROOF, NEWER AC, ALL-NEW ATTIC DUCTWORK & INSULATION FOR EFFICIENCY, UPDATED PLUMBING, NEWER HOT WATER HEATER & POOL HEATER!*****Inside, you'll appreciate the VAULTED CEILINGS, an abundance of natural light through arched windows that add amazing character. Two sets of POCKET SLIDING GLASS DOORS create a wonderful indoor-outdoor connection, while an INTERIOR LAUNDRY ROOM and spacious 15' x 22' garage provide everyday convenience.(ALL APPLIANCES INCLUDED)*****Outside is where this property shines even more! Enjoy a HUGE 15' x 30' IN-GROUND HEATED SALTWATER POOL, an expansive screened pool cage and deck(52ftx24ft), and plenty of covered and open lanai space that has also been recently upgraded with porcelain tile. The propertyΒ also features a FULLY FENCED BACKYARD surrounded by mature palms, oak trees, and fruit trees, including bananas, mangoes, and dragon fruit! An extended, freshly graveled driveway provides additional parking for guests, a boat, RV, or recreational vehicles.******Located in a fantastic neighborhood, this home is near shopping, restaurants, great schools, and I-75 which are conveniently nearby. Boat ramps are approximately 10 minutes away, Port Charlotte Beach Park is just 15 minutes away, and some of Southwest Florida's best beaches, including Boca Grande and Manasota Key, are a little over 30 minutes away!******ADDED TAX SAVINGS OPPORTUNITY!Β With Florida's Amendment 3 now passed, buyers who establish Florida residency, close by December 31, 2026, and qualify for homestead may be eligible for significantly increased homestead exemptions and lower property taxes beginning in 2027.****** With so many updates already completed and an incredible outdoor space to enjoy, this home is ready for its next owner! Come see everything it has to offer and schedule your private tour today!
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 948 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,080/yr
- Listed
- Nov 4, 2026
- MLS #
- C7533009
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1097 STALEY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,793
$1,391 of that is principal & interest. 22% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,391
- Property taxes
- $173
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,793
Over the life of the loan
- Loan amount
- $220,000
- Down payment
- $55,000
- Total interest
- $280,598
- Principal + interest paid
- $500,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1097 Staley St, Port Charlotte, FL 33952
Listing courtesy of PREFERRED SHORE LLC Β· MLS# C7533009 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Port Charlotte homes for saleAll Port Charlotte Sec 051 homes for saleSearch Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 2 bedrooms up to $345,000. Free, and you can stop any time.



