$275,000
Active13238 Fowler Ave, Port Charlotte, FL 33981
3 beds · 2 baths · 1,203 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528268
109 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Electric fireplace
- Stone countertops
- Pool with safety fence
- New water softener
- Metal fencing
- Hurricane-impact windows
- Transferable flood policy
- Oversized corner lot
AI-selected highlights from the listing description below.
Welcome to this move-in ready 3-bedroom, 2-bath pool home situated on an oversized corner lot in the desirable Gardens of Gulf Cove community. Freshly painted inside and out, this home offers a bright, inviting atmosphere with comfortable living spaces designed for everyday living. Be sure to view the attached virtual tour and photo gallery. The living room features an electric fireplace, creating a cozy focal point, while the kitchen offers stone countertops, stainless steel appliances, including a refrigerator and range, and plenty of workspace for preparing meals. A dedicated laundry room and a new water softener enhance the home's convenience. Step outside to your private backyard where there's plenty of room around the pool for relaxing, entertaining family and friends, or simply enjoying the Florida sunshine. The pool is enclosed by a safety fence, while the property also features new metal fencing and updated front landscaping, adding privacy and curb appeal. The spacious backyard provides plenty of room for your boat, personal watercraft, outdoor play equipment, pets, and all your favorite recreational toys. Major updates have already been completed, including a 2023 roof, hurricane-impact windows, 2020 A/C, and a 2019 electrical panel, giving buyers added peace of mind. Residents of Gardens of Gulf Cove enjoy low HOA fees and an array of amenities, including two community pools, tennis and pickleball courts, a recreation center, and numerous social activities. Conveniently located near Gulf beaches, boating, golf courses, shopping, dining, and more, this home offers the perfect opportunity to enjoy the Southwest Florida lifestyle. The owner's flood policy is transferable. The fence around the pool has now been removed, opening up the backyard even more!
Facts
- Property type
- Single Family Residence
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 1,203 sqft
- Lot size
- 0.31 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Partially
- Flood zone
- AE 8
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,294/yr
- Monthly fees
- $39/mo
- Listed
- Jul 9, 2026
- MLS #
- C7528268
Price & status history
- Listed for $300,000
- Price reduced to $275,000from $285,000
Virtual tour
- Virtual touru.listvt.comView the virtual tour(opens u.listvt.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13238 FOWLER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,850
$1,391 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,391
- Property taxes
- $191
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,850
Over the life of the loan
- Loan amount
- $220,000
- Down payment
- $55,000
- Total interest
- $280,598
- Principal + interest paid
- $500,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13238 Fowler Ave, Port Charlotte, FL 33981
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528268 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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