$275,000
Active1982 W Palms Dr, Port Charlotte, FL 33953
3 beds · 2 baths · 1,503 sq ft
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8509605
163 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- greenbelt views
- screened covered lanai
- 9 1/2 foot island
- custom backsplash
- coffee bar
- hurricane shutters
- full size laundry room
- low HOA fee
AI-selected highlights from the listing description below.
Beautiful 3 bedroom, 2 bath Villa that sets at the end of a cul-de-sac, built on an oversized lot with no rear neighbors. Enjoy the greenbelt views that create a setting that feels open and secluded in your screened covered lanai. This move-in ready home features high ceilings, open floor plan, a gourmet kitchen with a 9 1/2 foot island with quartz countertops, 42" cabinetry, a custom backsplash and a large pantry with a coffee bar. The primary suite offers a private bath with a large walk in closet. Additional highlights include all tile floors, hurricane shutters, full size laundry room (washer/dryer included) and a 2 car garage. The low HOA fee includes mowing, landscaping, irrigation, roof replacement and painting of exterior. Located just minutes from Centennial Park, Charlotte County Recreation Center, beaches, golf, shopping and dining. All furnishings negotiable.
Facts
- Property type
- Villa
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,503 sqft
- Lot size
- 0.13 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $6,272/yr
- Monthly fees
- $179/mo
- Listed
- May 15, 2026
- MLS #
- TB8509605
Price & status history
- Listed for $283,000
- Price reduced to $275,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1982 W PALMS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,321
$1,391 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,391
- Property taxes
- $523
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $179
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,321
Over the life of the loan
- Loan amount
- $220,000
- Down payment
- $55,000
- Total interest
- $280,598
- Principal + interest paid
- $500,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1982 W Palms Dr, Port Charlotte, FL 33953
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8509605 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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