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Lasbury Tracy Realty Inc
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$499,000

Active

1177 Commerce St, Port Charlotte, FL 33953

4 beds Β· 3 baths Β· 2,501 sq ft

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7527682

104 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • corner lot
  • high ceilings
  • double wall oven
  • center island
  • extra-tall custom cabinetry
  • dual walk-in closets
  • backlit LED mirror

AI-selected highlights from the listing description below.

Virtually Staged. WHERE MODERN LUXURY MEETS EVERYDAY LIVING. Welcome to this exceptional 2026-BUILT 4 BEDROOM, 3 BATHROOM, 2 CAR GARAGE CUSTOM HOME, where sophisticated design, premium finishes, and meticulous craftsmanship come together to create a truly unforgettable residence. Perfectly positioned on a CORNER LOT in a quiet, low-density area of Port Charlotte, this stunning home offers a sense of privacy and tranquility while remaining just minutes from shopping, dining, golf, boating, and Southwest Florida's beautiful Gulf Coast beaches. From the moment you step through the front door, you'll be captivated by the home's soaring HIGH CEILINGS, expansive open-concept design, and an abundance of natural light that creates a bright, airy atmosphere. Every space has been thoughtfully designed to maximize both functionality and elegance, delivering a home that feels grand while remaining warm and inviting. The chef-inspired kitchen serves as the centerpiece of the home, featuring STAINLESS STEEL APPLIANCES, a DOUBLE WALL OVEN, an oversized CENTER ISLAND, and EXTRA-TALL CUSTOM CABINETRY that extends toward the ceiling, offering abundant storage while enhancing the home's clean, contemporary aesthetic. Whether preparing everyday meals or entertaining guests, this space is designed to impress. The luxurious primary suite is a true private retreat. Wake each morning to peaceful views with SLIDING GLASS DOORS LEADING DIRECTLY TO THE EXPANSIVE LANAI, creating a seamless indoor-outdoor connection. Dual WALK-IN CLOSETS, each appointed with CUSTOM BUILT-IN ORGANIZATION SYSTEMS, provide exceptional storage, while the spa-inspired ensuite bath showcases a DUAL VANITY, elegant finishes, a BACKLIT LED MIRROR, and a sophisticated design that evokes the feel of a luxury resort. The guest accommodations are equally impressive. Each of the generously sized bedrooms features its own CUSTOM BUILT-IN CLOSET ORGANIZATION SYSTEM, elevating both style and functionality while providing exceptional storage rarely found in new construction homes. Step outside to the SPACIOUS COVERED LANAI, perfectly designed for relaxing evenings, outdoor dining, and future customization. With ample room for entertaining or creating your own backyard oasis, the outdoor living space offers endless possibilities. Built in 2026, every detail of this home reflects today's most desirable finishes and construction standards, allowing you to enjoy the confidence and efficiency of brand-new construction without compromise. If you've been searching for a home that offers exceptional craftsmanship, timeless modern design, and luxurious finishes in a peaceful Port Charlotte setting, your search ends here. THIS IS MORE THAN A HOMEβ€”IT'S A STATEMENT OF MODERN ELEGANCE, THOUGHTFULLY DESIGNED FOR THE WAY YOU WANT TO LIVE.

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
3 full
Living area
2,501 sqft
Lot size
0.23 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
AE*
CDD
No
55+ community
No
Annual taxes
$389/yr
Listed
Jul 12, 2026
MLS #
C7527682

Price & status history

  1. Listed for $550,000
  2. Price reduced to $499,000from $515,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1177 COMMERCE ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,971

$2,523 of that is principal & interest. 15% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,523
Property taxes
$32
Homeowners insurance
$416
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,971

Over the life of the loan

Loan amount
$399,200
Down payment
$99,800
Total interest
$509,158
Principal + interest paid
$908,358
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1177 Commerce St, Port Charlotte, FL 33953

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7527682 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 12:23 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]