$499,000
Active1177 Commerce St, Port Charlotte, FL 33953
4 beds Β· 3 baths Β· 2,501 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7527682
104 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- corner lot
- high ceilings
- double wall oven
- center island
- extra-tall custom cabinetry
- dual walk-in closets
- backlit LED mirror
AI-selected highlights from the listing description below.
Virtually Staged. WHERE MODERN LUXURY MEETS EVERYDAY LIVING. Welcome to this exceptional 2026-BUILT 4 BEDROOM, 3 BATHROOM, 2 CAR GARAGE CUSTOM HOME, where sophisticated design, premium finishes, and meticulous craftsmanship come together to create a truly unforgettable residence. Perfectly positioned on a CORNER LOT in a quiet, low-density area of Port Charlotte, this stunning home offers a sense of privacy and tranquility while remaining just minutes from shopping, dining, golf, boating, and Southwest Florida's beautiful Gulf Coast beaches. From the moment you step through the front door, you'll be captivated by the home's soaring HIGH CEILINGS, expansive open-concept design, and an abundance of natural light that creates a bright, airy atmosphere. Every space has been thoughtfully designed to maximize both functionality and elegance, delivering a home that feels grand while remaining warm and inviting. The chef-inspired kitchen serves as the centerpiece of the home, featuring STAINLESS STEEL APPLIANCES, a DOUBLE WALL OVEN, an oversized CENTER ISLAND, and EXTRA-TALL CUSTOM CABINETRY that extends toward the ceiling, offering abundant storage while enhancing the home's clean, contemporary aesthetic. Whether preparing everyday meals or entertaining guests, this space is designed to impress. The luxurious primary suite is a true private retreat. Wake each morning to peaceful views with SLIDING GLASS DOORS LEADING DIRECTLY TO THE EXPANSIVE LANAI, creating a seamless indoor-outdoor connection. Dual WALK-IN CLOSETS, each appointed with CUSTOM BUILT-IN ORGANIZATION SYSTEMS, provide exceptional storage, while the spa-inspired ensuite bath showcases a DUAL VANITY, elegant finishes, a BACKLIT LED MIRROR, and a sophisticated design that evokes the feel of a luxury resort. The guest accommodations are equally impressive. Each of the generously sized bedrooms features its own CUSTOM BUILT-IN CLOSET ORGANIZATION SYSTEM, elevating both style and functionality while providing exceptional storage rarely found in new construction homes. Step outside to the SPACIOUS COVERED LANAI, perfectly designed for relaxing evenings, outdoor dining, and future customization. With ample room for entertaining or creating your own backyard oasis, the outdoor living space offers endless possibilities. Built in 2026, every detail of this home reflects today's most desirable finishes and construction standards, allowing you to enjoy the confidence and efficiency of brand-new construction without compromise. If you've been searching for a home that offers exceptional craftsmanship, timeless modern design, and luxurious finishes in a peaceful Port Charlotte setting, your search ends here. THIS IS MORE THAN A HOMEβIT'S A STATEMENT OF MODERN ELEGANCE, THOUGHTFULLY DESIGNED FOR THE WAY YOU WANT TO LIVE.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full
- Living area
- 2,501 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $389/yr
- Listed
- Jul 12, 2026
- MLS #
- C7527682
Price & status history
- Listed for $550,000
- Price reduced to $499,000from $515,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1177 COMMERCE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,971
$2,523 of that is principal & interest. 15% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,523
- Property taxes
- $32
- Homeowners insurance
- $416
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,971
Over the life of the loan
- Loan amount
- $399,200
- Down payment
- $99,800
- Total interest
- $509,158
- Principal + interest paid
- $908,358
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1177 Commerce St, Port Charlotte, FL 33953
Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7527682 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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