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Lasbury Tracy Realty Inc
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$399,500

Active

12068 Karney Ave, Port Charlotte, FL 33981

3 beds · 2 baths · 1,549 sq ft

Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585

Listing courtesy of LPT REALTY, LLC · MLS# TB8524816

87 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • custom pool package
  • zoned A/C system
  • impact windows
  • covered lanai
  • spa-like en-suite bath
  • private boat ramp
  • laundry room drop-zone

AI-selected highlights from the listing description below.

Pre-Construction. To be built. WELCOME TO THE COASTAL LIVING SERIES IN GULF COVE! PLEASE READ ALL DETAILS REGARDING FINANCING AND BUILD Experience the ultimate Southwest Florida lifestyle in this stunning, TO-BE-BUILT Resort Style Start Home! Perfectly designed for modern luxury, this 3-bedroom, 2-bathroom, 2-car garage home comes fully loaded with premium features—including your very own custom pool! THE HEART OF THE HOME Step inside a sun-drenched, open-concept floor plan where the great room, dining space, and chef-inspired kitchen seamlessly unite. Entertaining is a breeze around the expansive center island, or you can slide open the oversized glass doors to effortlessly expand your living space onto the covered lanai. Gorgeous wide-plank tile flooring flows throughout the home, perfectly complementing the solid wood, soft-close cabinetry, natural quartzite or granite countertops, and premium stainless steel energy-efficient appliances. A PRIVATE SANCTUARY The spacious primary suite is a true oasis, featuring a large walk-in closet and a spa-like en-suite bath complete with dual sinks, a separate soaking tub, and a luxurious walk-in shower. Two generously sized secondary bedrooms share a full bath, offering flexible, comfortable space for guests, a home gym, or a home office. PREMIUM UPGRADES INCLUDED STANDARD Skip the design center sticker shock. This home includes high-end features that most builders consider expensive upgrades: Backyard Oasis: Cocktail and Plunge 8x16 pool package with 4' Sun Deck and 5' Deep Swim area, 2 Deck Bubblers and Two Color Changing Lights included featuring safety fencing and an automatic cleaner. Superior Climate Control: High-efficiency, Central A/C providing individualized comfort in every room. Uncompromising Safety: Storm-rated impact windows or shutters as required and a limited lifetime GAF HDZ/UHDZ roof with Water Shield Underlayment. Elevated Finishes: Timeless stucco Exterior with charming bracketed eaves, Delta premium fixtures, Imported Lighting and a dedicated laundry drop-zone / mudroom entry. THE GULF COVE LIFESTYLE Beyond your private retreat, maximize your coastal lifestyle with Gulf Cove's incredible community amenities. An optional, low-cost HOA grants exclusive neighborhood access to a private boat ramp, playground, community park, pavilion, and scenic Myakka Riverfront access. Please Note: This is a pre-construction Land & Home package. Final price, specifications, features, and construction timelines are subject to buyer selections, overall site conditions, and permitting. Photos and renderings may showcase optional upgrades. Taxes are TBD. Buyer and buyer's agent to verify all information and dimensions. Pre-construction/To-Be-Built Land & Home Package. Builder offers extensive customization! If your buyers need more space, related floor plans are available for this exact style (1,960 sq. ft., 2,044 sq. ft., and 2,174 sq. ft.). This Land & Home Package can be built out on this lot, or we can build on your buyer's preferred lot. Please contact your agent for the complete build package, spec sheets, and approved lender information.

Facts

Property type
Single Family Residence
Year built
2027
Bathrooms
2 full
Living area
1,549 sqft
Lot size
0.23 acres
Water access
Brackish Water, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway, Lagoon, River
Private pool
Yes
Exposure
Southwest
Furnished
Unfurnished
Flood zone
X/X500
CDD
No
55+ community
No
Annual taxes
$437/yr
Listed
Jul 26, 2026
MLS #
TB8524816

Price & status history

  1. Listed for $549,000
  2. Price increased to $399,500from $399,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 12068 KARNEY AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,389

$2,020 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,020
Property taxes
$36
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,389

Over the life of the loan

Loan amount
$319,600
Down payment
$79,900
Total interest
$407,632
Principal + interest paid
$727,232
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

12068 Karney Ave, Port Charlotte, FL 33981

Listing courtesy of LPT REALTY, LLC · MLS# TB8524816 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]