$84,000
Active1221 Underhill Cir, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of VANGIE BERRY SIGNATURE REALTY · MLS# G5103444
376 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- salt water canal front
- Myakka River access
- fill dirt and cleared
- city water available
AI-selected highlights from the listing description below.
Coastal Waterfront Property On Salt Water Canal Front Leading to the Myakka River and the Port Charlotte Harbor Leading to Gulf Of America. Property is on Canal Waterway which is only 15 Minutes to Open Water by Boat Traveling to the Myakka River. Waterfront Lot Measures 80 x 125. There is already Fill Dirt on the Property and has been partially Cleared and Ready For Your Builder. City Water is Available on the Property. Relax in this Beautiful Desirable Waterfront Community and Enjoy Your Waterfront Living Lifestyle. Within Minutes from Warm Mineral Springs Park Wellness Center, For Golf Enthusiast Riverwood Golf Course or Heron Creek Golf Course. Cool Today Park or Charlottes Sports Park, Enjoy Fishermans Village, Surrounding the Natural Beauty can be seen at Englewood Beach and Caspersen Beach Boca Grande, Gasparilla Island. North Port Aquatic Center and much more. Perfect for Seasonal Retreat or Primary Residence. Call today to Schedule a Showing and Bring a Contract.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 170 ft
- Water access
- Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Exposure
- Northeast
- Flood zone
- 9AE
- CDD
- No
- Annual taxes
- $1,090/yr
- Listed
- Oct 17, 2025
- MLS #
- G5103444
Price & status history
- Listed for $99,900
- Price reduced to $84,000from $85,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1221 UNDERHILL CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$716
$425 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $425
- Property taxes
- $91
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $716
Over the life of the loan
- Loan amount
- $67,200
- Down payment
- $16,800
- Total interest
- $85,710
- Principal + interest paid
- $152,910
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1221 Underhill Cir, Port Charlotte, FL 33953
Listing courtesy of VANGIE BERRY SIGNATURE REALTY · MLS# G5103444 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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