$84,000
Active3316 Liberty St, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of HOMESMART · MLS# N6141763
329 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Canal-front homesite
- Direct canal access
- Water views
- Private dock potential
- No HOA
- No CDD
- No build time restrictions
AI-selected highlights from the listing description below.
Waterfront opportunity at a new price. Welcome to 3316 Liberty Street in Port Charlotte, where you can build your Florida dream home on a prime canal-front homesite. This 80 by 125 waterfront lot offers direct canal access with serene water views and the potential for your own private dock, making it ideal for boating, kayaking, and fishing right from your backyard. Located in a quiet residential neighborhood, this property delivers the perfect balance of privacy and convenience. Enjoy close proximity to shopping, dining, golf courses, parks, and the beautiful Gulf beaches of Southwest Florida. With no HOA, no CDD, and no time restrictions to build, this property is perfect for investors, builders, or anyone looking to create a custom waterfront retreat. Secure your piece of paradise in one of Port Charlotte’s fastest-growing areas. Waterfront lots like this are in high demand, making this an excellent opportunity for both lifestyle and long-term value.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water view
- Yes
- Exposure
- West
- Flood zone
- AE
- Annual taxes
- $889/yr
- Listed
- Dec 2, 2025
- MLS #
- N6141763
Price & status history
- Listed for $85,000
- Price reduced to $84,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3316 LIBERTY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$699
$425 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $425
- Property taxes
- $74
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $699
Over the life of the loan
- Loan amount
- $67,200
- Down payment
- $16,800
- Total interest
- $85,710
- Principal + interest paid
- $152,910
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3316 Liberty St, Port Charlotte, FL 33948
Listing courtesy of HOMESMART · MLS# N6141763 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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