$38,900
Active12215 Tetzel Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SIGNATURE REALTY ASSOCIATES · MLS# TB8318798
720 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Duplex zoned lot
- No HOA
- No deed restrictions
- Flood Zone X
AI-selected highlights from the listing description below.
Priced to sell this Duplex Zoned lot. No HOA, deed restrictions, or CDDs. Flood Zone X and not in Scrub Jay Area. Conveniently located near shopping, dining, beaches, and recreational amenities. Seller Financing is available (3-year mortgage with 5 interest rate). Seller has multiple lots in SW FL and the same seller financing is available for most of them.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $597/yr
- Listed
- Nov 7, 2024
- MLS #
- TB8318798
Price & status history
- Listed for $48,900
- Price reduced to $38,900from $40,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12215 TETZEL AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$446
$197 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $197
- Property taxes
- $50
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $446
Over the life of the loan
- Loan amount
- $31,120
- Down payment
- $7,780
- Total interest
- $39,692
- Principal + interest paid
- $70,812
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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12215 Tetzel Ave, Port Charlotte, FL 33981
Listing courtesy of SIGNATURE REALTY ASSOCIATES · MLS# TB8318798 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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