$38,900
Active9430 Panama Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SIGNATURE REALTY ASSOCIATES · MLS# TB8363033
590 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Multi-family zoned lot
- Boat ramp
- No HOA
- No wetland restrictions
AI-selected highlights from the listing description below.
Priced to sell! Multi-family zoned lot in South Gulf Cove Community, which provides boat ramp, fishing, BBQ grills, picnic shelter and amenities. Electricity, Public water and Public sewer are available. No HOA, no wetland and no scrub jay restrictions. The neighboring lot (9438 Panama Cir) is also available and has the same listing price. Don’t miss out this unique chance to invest in two cash-flowing duplexes in a thriving community! Seller Financing is available (3-year mortgage with 5 interest rate). Seller has multiple lots in SW FL and the same seller financing is available for most of them.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 8AE
- Annual taxes
- $830/yr
- Listed
- Mar 17, 2025
- MLS #
- TB8363033
Price & status history
- Listed for $57,900
- Price reduced to $38,900from $40,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9430 PANAMA CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$466
$197 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $197
- Property taxes
- $69
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $466
Over the life of the loan
- Loan amount
- $31,120
- Down payment
- $7,780
- Total interest
- $39,692
- Principal + interest paid
- $70,812
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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9430 Panama Cir, Port Charlotte, FL 33981
Listing courtesy of SIGNATURE REALTY ASSOCIATES · MLS# TB8363033 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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