$269,900
Active Under Contract12227 Maryland Ave, Punta Gorda, FL 33955
3 beds · 2 baths · 1,098 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7528368
74 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Brand-new construction
- Single-level floor plan
- Porcelain tile flooring
- Soft-close wood cabinetry
- Impact-resistant windows
- Heat pump AC
- Electric awning
- Ring doorbell
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Under Construction. Seller will cover buyer's closing costs if you use sellers mortgage lender! BRAND-NEW CONSTRUCTION expected to be completed in approximately 30 days! This thoughtfully designed 3-bedroom, 2-bath home offers 1,059 square feet of air-conditioned living space, an attached one-car garage, and a comfortable single-level floor plan. Porcelain tile flooring will extend throughout the entire home, creating a clean, cohesive look with easy maintenance. The kitchen features solid wood soft-close cabinetry, quartz countertops, stainless steel appliances, and ample workspace, while both bathrooms include quartz countertops and porcelain-tiled shower and tub surrounds. Energy-efficient features include impact-resistant E-glaze windows, high-efficiency air conditioning with a heat pump, CBS block construction, R-30 ceiling insulation, LED lighting, ceiling fans with remote controls, and a programmable thermostat. Additional features include window blinds, premium interior doors and trim, brushed-nickel hardware, a Ring doorbell, washer and dryer, electric garage door opener, gutters and downspouts, landscaping, an asphalt driveway with culvert, and a remote-controlled 10-by-12-foot electric awning over the rear patio. Located in the growing Tropical Gulf Acres area of Punta Gorda with convenient access to shopping, dining, boating, and everything Southwest Florida has to offer. USDA financing with no down payment may be available for qualified buyers, subject to lender and USDA approval. Secure this new home now and prepare to move in soon!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,098 sqft
- Lot size
- 0.19 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- D
- CDD
- No
- 55+ community
- No
- Annual taxes
- $379/yr
- Listed
- Jul 13, 2026
- MLS #
- C7528368
Price & status history
- Listed for $265,000
- Price increased to $269,900
- Status changed to Active Under Contract
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12227 MARYLAND AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,621
$1,365 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,365
- Property taxes
- $32
- Homeowners insurance
- $225
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,621
Over the life of the loan
- Loan amount
- $215,920
- Down payment
- $53,980
- Total interest
- $275,394
- Principal + interest paid
- $491,314
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12227 Maryland Ave, Punta Gorda, FL 33955
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7528368 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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