$399,000
Active1240 Highland St, Sarasota, FL 34234
4 beds · 2 baths · 1,451 sq ft
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · MLS# A4707341
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
MOVE-IN READY SARASOTA HOME! Spacious 4BR/2BA single-family home with a versatile, detached garage, generous lot, and NO HOA or CDD! Enjoy peace of mind and modern updates throughout, including 2026 improvements featuring impact-rated double-glazed Low-E windows, quartz countertops, a single-bowl stainless steel kitchen sink, dishwasher, range, range hood, washer, dryer, and fresh interior and exterior paint. Major improvements include a 2020 HVAC system and 2019 roof. Located in Flood Zone X, this property offers added appeal and functionality for today’s buyers. The detached garage features existing water, sewer, and electricity, offering lots of potential. The spacious lot provides room to accommodate your work truck, RV, boat, or jet skis, with additional space to add a pool and create your own backyard retreat. Conveniently located just minutes from Downtown Sarasota, Ringling College of Art and Design, Sarasota-Bradenton International Airport, and area beaches, you’ll enjoy easy access to shopping, dining, arts, entertainment, and everything Sarasota. With four bedrooms, extensive recent updates, a flexible detached garage, and room to enjoy the Florida lifestyle, this move-in-ready property delivers comfort, versatility, and location—all with NO HOA and NO CDD! Don’t miss this Sarasota opportunity!
Facts
- Property type
- Single Family Residence
- Year built
- 1960
- Bathrooms
- 2 full
- Living area
- 1,451 sqft
- Lot size
- 0.15 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,762/yr
- Listed
- Oct 27, 2026
- MLS #
- A4707341
Virtual tour
- Virtual tourcmsphotography.hd.picsView the virtual tour(opens cmsphotography.hd.pics in a new tab)
Opens cmsphotography.hd.pics in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1240 HIGHLAND ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,580
$2,018 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $230
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,580
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1240 Highland St, Sarasota, FL 34234
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · MLS# A4707341 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Sarasota
Want an email when homes like this list?
New Sarasota listings with at least 4 bedrooms up to $500,000. Free, and you can stop any time.
