$689,000
Active12482 Kneeland Ter, Port Charlotte, FL 33981
4 beds · 3 baths · 2,265 sq ft
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6368082
315 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct River Access
- New Construction
- Canal views
- Split-plan design
- Hurricane-code construction
- Waterfront property
AI-selected highlights from the listing description below.
One or more photo(s) has been virtually staged. Open water in minutes, straight from your backyard. This canal-front home provides quick, direct access to the Myakka River and Charlotte Harbor, without the long ride through neighborhood canals that many waterfront properties require. You can be out on the harbor while others are still idling through the canals. Completed in 2025 and never occupied, this 4-bedroom, 3-bathroom home is move-in ready. The open-concept living area is wrapped in large windows that frame the canal and fill the space with natural light. Granite counters in the kitchen and tile flooring throughout the main living areas carry a consistent, upscale finish from room to room. A split floor plan sets the primary suite apart from the three additional bedrooms, which work equally well as guest rooms, a home office, or flex space. The home was built to current Florida hurricane codes. No waiting and no punch list: everything is finished and ready for immediate occupancy on the water. Just bring your boat. Some photos have been virtually rendered.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 3 full
- Living area
- 2,265 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 50 ft
- Water access
- River
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,214/yr
- Listed
- Dec 17, 2025
- MLS #
- O6368082
Price & status history
- Listed for $789,000
- Price reduced to $689,000from $749,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12482 KNEELAND TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,243
$3,484 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,484
- Property taxes
- $185
- Homeowners insurance
- $574
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,243
Over the life of the loan
- Loan amount
- $551,200
- Down payment
- $137,800
- Total interest
- $703,025
- Principal + interest paid
- $1,254,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12482 Kneeland Ter, Port Charlotte, FL 33981
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6368082 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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