$689,900
Active13276 Pace Cir, Port Charlotte, FL 33981
4 beds · 3 baths · 2,478 sq ft
Listing courtesy of NEW BUILD SERVICES · MLS# P4939988
20 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
NEW CONSTRUCTION CANAL FRONT SOUTH GULF COVE -Welcome to 13276 Pace Circle, a newly completed Largo model, offering 4 bedrooms, 3 bathrooms, 2,478 square feet of living space, and a 3-car garage in the waterfront community of South Gulf Cove. Designed for the Florida lifestyle, the Largo features an open-concept floor plan with a spacious kitchen, large center island, dining area, and family room that flow together for comfortable everyday living and entertaining. The owner’s suite features a tray ceiling, large walk-in closet, and private bath with dual vanities and a tiled walk-in shower. Three additional bedrooms provide flexible space for family, guests, a home office, or hobbies. Two additional bathrooms with convenient accommodations for guests and family. The home also features a spacious lanai, providing an inviting outdoor living area overlooking the canal. The 3-car garage offers additional storage and parking space while keeping vehicles protected from the Florida elements. Located in South Gulf Cove, a deed-restricted waterfront community with more than 55 miles of navigable canals connecting to Charlotte Harbor and the Gulf of Mexico. The community offers parks, fishing areas, community amenities, and boat-launch access, while the nearby beaches of Boca Grande, Englewood Beach, and Manasota Key provide easy access to Southwest Florida’s coastal lifestyle. Enjoy boating, fishing, sunsets, beaches, golf, dining, and the relaxed pace of coastal living from your own canal-front home. South Gulf Cove combines a residential neighborhood setting with the outdoor recreation that makes Southwest Florida such a popular place to call home.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full
- Living area
- 2,478 sqft
- Lot size
- 0.24 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X,8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,679/yr
- Listed
- Sep 24, 2026
- MLS #
- P4939988
Price & status history
- Listed for $689,900
- Status changed to Active
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13276 PACE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,203
$3,489 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,489
- Property taxes
- $140
- Homeowners insurance
- $575
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,203
Over the life of the loan
- Loan amount
- $551,920
- Down payment
- $137,980
- Total interest
- $703,944
- Principal + interest paid
- $1,255,864
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13276 Pace Cir, Port Charlotte, FL 33981
Listing courtesy of NEW BUILD SERVICES · MLS# P4939988 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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