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Lasbury Tracy Realty Inc
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$444,000

Active

12532 Buffing Rd, Port Charlotte, FL 33981

6 beds · 4 baths · 2,136 sq ft

Listing courtesy of HOMESMART · MLS# TB8539323

74 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • fully leased duplex
  • interior laundry room
  • no flood insurance required
  • greenbelt backing
  • walk-in closets
  • 2023-built construction

AI-selected highlights from the listing description below.

Investor Alert! 2023-Built Duplex — Fully Leased & 100% Turnkey This 2023-built modern duplex is a true set-and-forget investment: both units are leased and generating income, delivering immediate, stabilized cash flow from day one with zero lease-up risk. For investors seeking a hands-off addition to their portfolio—this is as turnkey as it gets: newer construction, minimal maintenance, and tenants already in place. Each side is thoughtfully designed with 3 bedrooms, 2 bathrooms, a private 1-car garage, and an interior laundry room—a layout that drives strong tenant demand and low turnover. With both doors already occupied, you step into an established rent roll rather than chasing occupancy. Both units feature luxury vinyl flooring for durability and low turnover cost, high ceilings, and open-concept layouts that keep interiors bright and rentable. Kitchens include contemporary cabinetry, stainless steel appliances, and ample counter space. Each owner's suite offers a large walk-in closet and an ensuite bath with walk-in shower, while guest baths feature a tile tub/shower combination—finishes that command quality tenants and support long-term appreciation. Built for resilience and low carrying costs: hurricane impact-resistant windows and doors throughout, and no flood insurance required—protecting both your asset and your net operating income. Connected to public water and sewer, the property sits on a quiet street backing to a greenbelt with no rear neighbors, adding the privacy tenants value and helping retention. Location supports lasting demand: minutes from Gulf Coast beaches, championship golf, dining, shopping, and entertainment, with schools, hospitals, and recreation all an easy drive—and Englewood Beach and Boca Grande under 25 minutes away. Newer construction. Both units leased. Immediate, stabilized income with minimal upkeep. This is the low-maintenance, cash-flowing asset serious investors and turnkey buyers look.

Facts

Property type
Duplex
Year built
2022
Living area
2,136 sqft
Lot size
0.23 acres
Private pool
No
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$7,918/yr
Listed
Aug 15, 2026
MLS #
TB8539323

Price & status history

  1. Listed for $459,000
  2. Price reduced to $444,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 12532 BUFFING RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,275

$2,245 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,245
Property taxes
$660
Homeowners insurance
$370
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,275

Over the life of the loan

Loan amount
$355,200
Down payment
$88,800
Total interest
$453,038
Principal + interest paid
$808,238
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

12532 Buffing Rd, Port Charlotte, FL 33981

Listing courtesy of HOMESMART · MLS# TB8539323 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]