$444,900
Active12552 Buffing Rd, Port Charlotte, FL 33981
6 beds · 4 baths · 2,383 sq ft
Listing courtesy of HARBORSIDE REALTY · MLS# C7528173
112 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- tenant-occupied duplex
- hurricane impact windows
- luxury vinyl plank flooring
- 1-car garage
- stone countertops
AI-selected highlights from the listing description below.
Residential Duplex Investment Opportunity in Port Charlotte! Excellent opportunity to own a duplex offering immediate rental income with one unit currently tenant occupied and the other unit vacant and ready for occupancy or a new tenant. This setup provides added flexibility for investors or an owner-occupant looking to live in one side while generating rental income from the other. Each unit features 3 bedrooms, 2 bathrooms, and a 1-car garage, along with a thoughtfully designed floor plan and modern finishes throughout. Both units feature luxury vinyl plank flooring, stone countertops, and a full appliance package. Hurricane impact windows provide added peace of mind, energy efficiency, and reduced maintenance concerns. With one side already producing rental income and the other vacant, the property offers an excellent opportunity to set your own rental terms, place a new tenant, or occupy the vacant unit yourself. Conveniently located near shopping, dining, schools, parks, and major roadways, this duplex offers strong rental appeal and long-term investment potential. Whether you're an experienced investor or looking to begin building your real estate portfolio, this property offers flexibility and income potential in one package. Please do not disturb the tenant. Showings by appointment only.
Facts
- Property type
- Duplex
- Year built
- 2023
- Living area
- 2,383 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,050/yr
- Listed
- Jul 6, 2026
- MLS #
- C7528173
Price & status history
- Listed for $479,900
- Price reduced to $444,900from $459,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12552 BUFFING RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,291
$2,250 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,250
- Property taxes
- $671
- Homeowners insurance
- $371
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,291
Over the life of the loan
- Loan amount
- $355,920
- Down payment
- $88,980
- Total interest
- $453,956
- Principal + interest paid
- $809,876
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12552 Buffing Rd, Port Charlotte, FL 33981
Listing courtesy of HARBORSIDE REALTY · MLS# C7528173 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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