$425,575
Pending12781 Seagrass Dr, Punta Gorda, FL 33955
3 beds · 2.5 baths · 2,221 sq ft
Listing courtesy of DR HORTON REALTY SW FL LLC · MLS# C7529760
56 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- water view
- smart home technology
- oversized tandem garage
- high ceilings
- resort-style amenities
- pickleball courts
- fitness center
AI-selected highlights from the listing description below.
Virtually Staged. Under Construction. Discover your new home in Coral Lakes, Punta Gorda’s vibrant new community by D. R. Horton! Ideally located off Burnt Store Road, this thoughtfully planned neighborhood will feature more than 800 beautiful homes once complete. The Shelby model offers 3 bedrooms, 2.5 bathrooms, a formal dining room, with 2221 sq. ft. of bright, open living space overlooking an elegant waterview. Enjoy quartz countertops, a modern kitchen, high ceilings, oversized tandem garage, and smart home technology designed to make everyday living effortless. At Coral Lakes, you’ll experience resort-style living with amenities including a sparkling pool, five pickleball courts, a clubhouse, fitness center, event lawn, and a children’s play area – all just steps from your front door.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full, 1 half
- Living area
- 2,221 sqft
- Lot size
- 0.14 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $500/yr
- Monthly fees
- $70/mo
- Listed
- Aug 19, 2026
- MLS #
- C7529760
Price & status history
- Listed for $425,575
- Status changed to Pending
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12781 SEAGRASS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,618
$2,152 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,152
- Property taxes
- $42
- Homeowners insurance
- $355
- Flood insurance
- $0
- HOA / condo fees
- $70
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,618
Over the life of the loan
- Loan amount
- $340,460
- Down payment
- $85,115
- Total interest
- $434,238
- Principal + interest paid
- $774,698
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12781 Seagrass Dr, Punta Gorda, FL 33955
Listing courtesy of DR HORTON REALTY SW FL LLC · MLS# C7529760 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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